Independent Banker - July 2021 - 18

PORTFOLIO
Tim Williamson of Houston's
Cadence Bank says the
community bank had a
record year for commercial
real estate lending in 2020.
◎FOCUS LENDING
Is CRE lending bouncing back?
Commercial real estate lenders had a stellar year in 2019, but the pandemic hurt that momentum.
According to experts and the latest data, however, some sectors of the CRE lending market are
beginning to move full steam ahead, and deposit-laden community banks, like Cadence Bank,
are primed to fulfill that demand. By Beth Mattson-Teig
trong liquidity is fueling a
growing appetite to finance
commercial real estate (CRE)
loans. Still, community banks are
proceeding cautiously in the midst of
lingering risks and uncertainty about
some property types.
The pandemic caused many banks
to tap the brakes on CRE lending.
Those who stayed active were able to
S
capitalize on opportunities to grow
their CRE lending and forge new
client relationships with borrowers
who were hungry for capital. That was
certainly the case with $9 billion-asset
Veritex Community Bank in Dallas,
which originated about $1.5 billion in
CRE loans in 2020.
" We had strong loan growth in
[Q4 2020], and that momentum
carried over into first quarter 2021, "
says Jeffrey Kesler, senior executive
vice president and president of the
community bank's Dallas and Fort
Worth market.
Like many lenders, Veritex
Community Bank's primary focus is
financing industrial and multifamily
projects, which have been two of the
most resilient categories throughout
18 Q ICBA Independent Banker Q July 2021
Photo: Nathan Lindstrom

Independent Banker - July 2021

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