Independent Banker - July 2021 - 43

" [Our lenders] have
worked with our
borrowers through
many peaks and
valleys. The borrowers
know we will
First Western Bank &
Trust's lending team
regularly visits clients'
businesses, farms and
ranches, where they
gain insights about how
they operate.
present them with a
solution that works
for everyone. "
-BRENDA FOSTER,
FIRST WESTERN BANK & TRUST
about, because we've seen it. "
Foster also credits the bank's
board of directors-several are
local business owners-for being
understanding when a borrower
hits a rough patch and can't make
payments as anticipated. They
observe the same conditions as local
farmers and ranchers, so they know
what's going on and allow Foster and
her team to continue working with
the borrower.
A prominent indicator of First
Western Bank & Trust's ag customer
relationships can be found at the
entrance to its headquarters in Minot,
N.D. There, you can find a collection
of local ranchers' brands imprinted
in stone.
" Most of the brands were placed
there by farmers in our area starting
when the bank was founded in 1964, "
Foster says. " They connected them
to the bank. They really gave them a
sense of ownership. When they came
in with family or their children, they
would show them the brand. "
Rank Bank Name
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Agriculture: More than $1 billion
City
United Bank of Iowa
The First National Bank In Sioux Falls
Dieterich Bank, N.A.
Opportunity Bank of Montana
Bank of Springfield
Oak Valley Community Bank
American Bank & Trust
First State Bank
American Bank Center
Southern Bancorp Bank
OakStar Bank
State Bank of Cross Plains
BankPlus
Heartland Bank and Trust Co.
Dacotah Bank
Live Oak Banking Co.
First Western Bank & Trust
The Bank of Missouri
Central Bank
Pinnacle Bank
Ida Grove
Sioux Falls
Effingham
Helena
Springfield
Oakdale
Wessington Springs
Mendota
Dickinson
Little Rock
Springfield
Cross Plains
Belzoni
Bloomington
Aberdeen
Wilmington
Minot
Perryville
Storm Lake
Cody
State
IA
SD
IL
MT
IL
CA
SD
IL
ND
AR
MO
WI
MS
IL
SD
NC
ND
MO
IA
WY
Ag Lender Score
85.58
82.46
82.10
81.71
81.26
80.97
80.41
80.01
79.65
79.22
79.21
78.43
78.27
77.99
76.89
76.48
76.44
76.18
76.02
75.66
independentbanker.org Q 43
Photo by Kassie George Photography

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Independent Banker - July 2021

Table of Contents for the Digital Edition of Independent Banker - July 2021

Table of Contents
Independent Banker - July 2021 - Cover1
Independent Banker - July 2021 - Cover2
Independent Banker - July 2021 - Table of Contents
Independent Banker - July 2021 - 2
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