PORTFOLIO Deep dives into topics that matter to community banks " The rationale of regulators was to attain earlier awareness of the threats that banks are facing to allow the government to better react and help prevent cyber events ... from becoming systemic. " -STEVEN ESTEP, ICBA We explain the OCC's final rule for computer-security incident notification requirements on page 28. independentbanker.org // 17 Photo by Olemedia/iStockhttp://www.independentbanker.org