8 ways to make your digital experience better for customers PAGE 50 JULY 2023 independentbanker.org TOP LENDERS 2023 How Five Star Bank and other high‑performing loan producers are helping their customers bloom PAGE 38 Staying compliant when banking cannabis businesses FEDNOW VS. P2P PAYMENTS PAGE 18 Pictured, from left: Mike Rizzo, SVP/chief banking officer of Five Star Bank in Rancho Cordova, Calif., with client Brian Lawrence, president of Emigh Ace Hardwarehttp://www.independentbanker.org