PORTFOLIO Deep dives into topics that matter to community banks Andy Fischer, a mortgage loan off icer, says Community Bank Mankato is more flexible than online lenders because of its established customer relationships. The fact that we can off er an in-house loan product opens up the options for buyers and helps keep our small, rural communities populated. " -Andy Fischer, Community Bank Mankato Read more about rural mortgage lending on page 28 Photo: Rhonda Milbrett independentbanker.org Q 17http://www.independentbanker.org