Emerging Community Bank Leaders 2020 Our second annual 40 Under 40: Emerging Community Bank Leaders competition uncovered some amazing talent. They're branch managers, compliance off icers and marketers. They're lenders, CEOs and innovators. What they all have in common is a deep belief in the community banking model and a passion for supporting their customers and communities with high-tech, high-touch service. Meet our 2020 winners and hear their thoughts on the industry's future. Illustrations: Randall Nelson Ran independentbanker.org Q 35http://www.independentbanker.org