Independent Banker - June 2021 - 13
EXPERTS
THE STATE OF BANKING
NEWS
Delaware
20
banking institutions
Total assets:
$1.2 trillion
The Dover, Del., area
has the third-largest
deposit market with
$2.7 billion
in deposits
Median ROA:
.89%
Commercial real estate
has the highest loan
concentration at
49%
Source: FDIC Q4-20 statistics
NOTABLE QUOTE
" Community banks, to be sure,
are part of the solution. I want to
work with all of you to grow the
middle class and our economy. "
-SEN. SHERROD BROWN (D-OHIO) ADDRESSING
COMMUNITY BANKERS AT THE 2021 ICBA CAPITAL SUMMIT
Community
bankers call
for bipartisan
solutions at
Capital Summit
At ICBA's Capital Summit,
community bankers joined ICBA
to call on policymakers to pass
bipartisan solutions to level the
banking landscape.
This year's virtual event
featured speakers Sen. Joe
Manchin (D-W.Va.), Senate
Banking Committee chairman
Sherrod Brown (D-Ohio) and
other top policymakers. Big
issues included passing a safe
harbor for banking cannabisrelated
businesses in the Senate
and the lax oversight of credit
unions. Watch ICBA president
and CEO Rebeca Romero
Rainey's conversation with
Manchin at icba.org/manchin
" We look forward to working
with policymakers in Washington
to advance a pro-community
bank agenda that aids our efforts
to help communities flourish
nationwide, " said ICBA chairman
Robert Fisher.
Game-changing industry
insights for community bankers
Questions to ask your
core provider when
reviewing your contract
Day after day, bankers are left locked
into their contracts due to the black
holes they couldn't spot ahead of time.
If your contract is up for renewal or
you are looking for a new provider, be
sure to ask these questions to avoid
frustrations down the line.
1. Are the correct products and
services and associated costs
included in the agreement?
2. Are the terms and conditions,
product enhancements, and
all auto-renewals information
outlined?
3. What is the cost and process
for integrating with third-party
vendors?
4. If I acquire a bank, what is the
cost and process to add them to
my core system?
5. Does the master agreement
control all addendums?
Get the confidence you need when
reviewing your contract. For
additional tips and best practices,
visit blog.ibtapps.com.
Connect with us to learn how we're
helping bankers plan for future
growth without barriers or limitations.
Mark Dittman
Chief Executive Officer
mdittman@ibtapps.com | 512-616-1188
http://www.D-W.Va
http://www.icba.org/manchin
http://blog.ibtapps.com
Independent Banker - June 2021
Table of Contents for the Digital Edition of Independent Banker - June 2021
Table of Contents
Independent Banker - June 2021 - Intro
Independent Banker - June 2021 - Cover1
Independent Banker - June 2021 - Cover2
Independent Banker - June 2021 - Table of Contents
Independent Banker - June 2021 - 2
Independent Banker - June 2021 - 3
Independent Banker - June 2021 - 4
Independent Banker - June 2021 - 5
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Independent Banker - June 2021 - Cover3
Independent Banker - June 2021 - Cover4
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