JUNE 2022 Vol. 72, Issue 6 FEATURES 34 40 Under 40 Our fourth annual 40 Under 40 competition showcases some of the best and brightest young community bank leaders. Here's how they're making a diff erence in their banks and communities 50 Keeping it in the family Some community bankers hope to pass on the family business to their children. Here's how community banks are attracting Gen Z 56 Making banking fun Introducing gaming elements to community banking can lead to an increase in savings and loyalty 50 Cover: Illustration by Luke Lucas 56 independentbanker.org Q 1 34http://www.independentbanker.org