PORTFOLIO Deep dives into topics that matter to community banks Farmers & Merchants Bank in Miamisburg, Ohio, plans to open a fifth branch in nearby Springboro, where it will be the only community bank. " [A branch] is a huge billboard or reminder that we are a part of the community. " -SHON MYERS, FARMERS & MERCHANTS BANK While the role of branches may be changing, some banks are branching out with more. Read why on page 18 independentbanker.org Q 17http://www.independentbanker.org