Independent Banker - March 2023 - 23

Next: The ins and outs of virtual financial advisory 
disbursement have already emerged,
and others will continue to develop.
Community banks that don't begin
exploring instant payments may
find themselves at a competitive
disadvantage more quickly than they
might think.
" Financial institutions need to
really learn the benefits of FedNow
to be able to accelerate the services
that we can offer to our customers. I
think FedNow is going to transform
the way that we do business, and the
way that businesses operate in the
future, " Reagin says. " The sooner
we can get our customers and our
employees acclimated to it, it's just
going to skyrocket. "
Colleen Morrison is a writer
in Maryland.
What about RTP?
Currently, more than 180 financial institutions belong to The Clearing
House's Real Time Payments Network (RTP), and 80% of network
participants are community institutions with less than $10 billion in
assets. It became an attractive option for banks that wanted to get
an early jump on instant payments.
" We do think that there's value in being set up to receive on
both the RTP Network and FedNow, " said Nick Denning, senior vice
president of payments industry relations at ICBA Bancard. " For a
bank that is still trying to figure out what its broad instant payments
and FedNow strategy will be, getting set up on RTP to receive now is
one thing it can do to get moving forward while they figure out the
nuances of their plans and approach. "
Many third-party providers will use the same instant payments
solution to hook into FedNow and RTP, so setting up to receive RTP
transactions will help banks prepare for FedNow.
MSSP
redefi ned.
SEI Sphere
SM
Cybersecurity I Network operations I Cloud
sphere@seic.com
610-676-7700
seic.com/sphere
http://www.seic.com/sphere

Independent Banker - March 2023

Table of Contents for the Digital Edition of Independent Banker - March 2023

Table of Contents
Independent Banker - March 2023 - Intro
Independent Banker - March 2023 - Cover1
Independent Banker - March 2023 - Cover2
Independent Banker - March 2023 - Table of Contents
Independent Banker - March 2023 - 2
Independent Banker - March 2023 - 3
Independent Banker - March 2023 - 4
Independent Banker - March 2023 - 5
Independent Banker - March 2023 - 6
Independent Banker - March 2023 - 7
Independent Banker - March 2023 - 8
Independent Banker - March 2023 - 9
Independent Banker - March 2023 - 10
Independent Banker - March 2023 - 11
Independent Banker - March 2023 - 12
Independent Banker - March 2023 - 13
Independent Banker - March 2023 - 14
Independent Banker - March 2023 - 15
Independent Banker - March 2023 - 16
Independent Banker - March 2023 - 17
Independent Banker - March 2023 - 18
Independent Banker - March 2023 - 19
Independent Banker - March 2023 - 20
Independent Banker - March 2023 - 21
Independent Banker - March 2023 - 22
Independent Banker - March 2023 - 23
Independent Banker - March 2023 - 24
Independent Banker - March 2023 - 25
Independent Banker - March 2023 - 26
Independent Banker - March 2023 - 27
Independent Banker - March 2023 - 28
Independent Banker - March 2023 - 29
Independent Banker - March 2023 - 30
Independent Banker - March 2023 - 31
Independent Banker - March 2023 - 32
Independent Banker - March 2023 - 33
Independent Banker - March 2023 - 34
Independent Banker - March 2023 - 35
Independent Banker - March 2023 - 36
Independent Banker - March 2023 - 37
Independent Banker - March 2023 - 38
Independent Banker - March 2023 - 39
Independent Banker - March 2023 - 40
Independent Banker - March 2023 - 41
Independent Banker - March 2023 - 42
Independent Banker - March 2023 - 43
Independent Banker - March 2023 - 44
Independent Banker - March 2023 - 45
Independent Banker - March 2023 - 46
Independent Banker - March 2023 - 47
Independent Banker - March 2023 - 48
Independent Banker - March 2023 - 49
Independent Banker - March 2023 - 50
Independent Banker - March 2023 - 51
Independent Banker - March 2023 - 52
Independent Banker - March 2023 - 53
Independent Banker - March 2023 - 54
Independent Banker - March 2023 - 55
Independent Banker - March 2023 - 56
Independent Banker - March 2023 - 57
Independent Banker - March 2023 - 58
Independent Banker - March 2023 - 59
Independent Banker - March 2023 - 60
Independent Banker - March 2023 - 61
Independent Banker - March 2023 - 62
Independent Banker - March 2023 - 63
Independent Banker - March 2023 - 64
Independent Banker - March 2023 - 65
Independent Banker - March 2023 - 66
Independent Banker - March 2023 - 67
Independent Banker - March 2023 - 68
Independent Banker - March 2023 - 69
Independent Banker - March 2023 - 70
Independent Banker - March 2023 - 71
Independent Banker - March 2023 - 72
Independent Banker - March 2023 - 73
Independent Banker - March 2023 - 74
Independent Banker - March 2023 - 75
Independent Banker - March 2023 - 76
Independent Banker - March 2023 - 77
Independent Banker - March 2023 - 78
Independent Banker - March 2023 - 79
Independent Banker - March 2023 - 80
Independent Banker - March 2023 - Cover3
Independent Banker - March 2023 - Cover4
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