contents COVER STORY 36 Features BEST-PERFORMING BANKS MEET THE MILLENNIALS 30How to convince them to work for you The culmination of Independent Banker's three-part series on millennials looks at this generation's employment expectations and how your community bank can attract them Leading Voices 5 From the Chairman 7 Fine Points 18 With Interest 10 Around the Industry 14 By the Numbers 16 Main Street Focus Avidia Bank's new PayPal partnership ramps up the mobile off ering for its customers 18 Indie Banker Jim Lindemann on how he's grown Industry Bancshares through acquisitions 36 The superstar 75 The top-ranked community banks on ICBA's annual tally share what makes them successful SMALL-BUSINESS LENDING 44 The view from Main Street What some small-business customers have to say about the community banks they work with DIVERSITY 50 New perspectives on banking How community banks can build a more inclusive working environment 44 independentbanker.org ICBA IndependentBanker 1 May 2017http://www.qmags.com/clickthrough.asp?url=www.independentbanker.org&id=20242&adid=P1E1