Banker's Hours By Trevor Spaulding The State of Banking Louisiana 118 banking institutions Total assets: $79.3 billion The New Orleans-Metairie area has the largest deposit market with $34.4 billion in deposits " Forget this. I'm just going to apply for a small business loan. " Median ROA: 1.13% Good Reads Down-to-earth banking Learn more about innovation in the fi nancial industry with GroundBanking, a podcast from accounting and advisory fi rm Porter Keadle Moore, hosted by partner Terry Ammons. A recent episode featured Kevin Tweddle, chief operating offi cer of the ICBA Services Network and a former audit principal at Porter Keadle Moore, talking about his work with early stage fi ntech companies. My job is not just to make loans, but to help customers. " -Mark Skelton, vice president and senior commercial lender of FNBC Bank's FNBC Small Business division Read more on page 22 In This Issue Commercial real estate has the highest loan concentration at 231% Source: FDIC Q3-18 statistics Quick stat 600 new or purchased community bank off ices were added across the U.S. between June 2017 and June 2018. Source: FDIC 2018 annual report independentbanker.org Q 11http://www.independentbanker.org