Independent Banker - May 2019 - 5

FLOURISH
" The future is bright, and
the opportunities for
growth are endless. "
Rebeca Romero Rainey
President and CEO, ICBA
I had the opportunity to read this month's
cover story ahead of writing my column. I'm so
glad that I did. I was blown away by the incredible
community banks that are featured, and I
have a feeling you'll feel the same way! Even after
such a phenomenal ICBA LIVE and the ICBA
Capital Summit, which may be happening as you
read this, I can still draw such inspiration from
our nation's community bankers. You never cease
to amaze me with what you do and how you do it!
The community banks highlighted in the story
all reinforced what's so unique and meaningful
about our industry. Despite challenges, you are
fi nding opportunities for growth by reinventing
processes, redefi ning what it means to be nimble,
and leveraging cutting-edge technology-all
while staying true to a relationship-based business
model, which has stood the test of time.
Community banking truly is the best of both
worlds. We can be agile and embrace technology,
but still have the small-town feel that makes our
customers feel like they matter-because they do.
One of the many examples that struck me-and
proves this point-was that of Stearns Bank in St.
Cloud, Minn. Many of its competitors won't touch
the small-ticket loans that this high-performing
community bank prides itself on making-all in
an eff ort to best serve its customers.
Quantum National Bank in Suwanee, Ga.,
Where I'll be
this month
I'll be at ICBA's
Capital Summit in
Washington, D.C.
I'll also be at our
first committee
meeting with
our 2019-2020
executive
committee, and
doing a Habitat
for Humanity
build with
the team from
TCM Bank in
Tampa, Fla.
reaches out to its diverse customer base with free
seminars that have covered topics such as economic
conditions, cybersecurity and residential
construction trends. And Poppy Bank in Santa
Rosa, Calif., came up with an innovative lending
solution to help its customers rebuild their homes
after wildfi res devastated their community.
Also, I love that both " strong work ethic " and
" fun place to work " came through loud and clear
in the piece. The community banking staff s who
help us do what we do every day should be commended
for their work. Community bankers work
hard, so it's great to see that there are opportunities
for staff to be recognized and feel valued for
the important work they do. It's a must!
What we do is so unique, and this issue of Independent
Banker reinforces that. The future is
bright, and the opportunities for growth are endless.
ICBA is here every step of the way to help
you through dependable advocacy, best-in-class
education, and ROI-proven products and services
that help you innovate and fl ourish.
Let's continue to seize the day, inspired by this
year's top-performing community banks! Be bold
in innovation, leadership and life!
Connect with Rebeca @romerorainey
independentbanker.org Q 5
http://www.independentbanker.org

Independent Banker - May 2019

Table of Contents for the Digital Edition of Independent Banker - May 2019

Table of Contents
Independent Banker - May 2019 - Intro
Independent Banker - May 2019 - Cover1
Independent Banker - May 2019 - Cover2
Independent Banker - May 2019 - Table of Contents
Independent Banker - May 2019 - 2
Independent Banker - May 2019 - 3
Independent Banker - May 2019 - 4
Independent Banker - May 2019 - 5
Independent Banker - May 2019 - 6
Independent Banker - May 2019 - 7
Independent Banker - May 2019 - 8
Independent Banker - May 2019 - 9
Independent Banker - May 2019 - 10
Independent Banker - May 2019 - 11
Independent Banker - May 2019 - 12
Independent Banker - May 2019 - 13
Independent Banker - May 2019 - 14
Independent Banker - May 2019 - 15
Independent Banker - May 2019 - 16
Independent Banker - May 2019 - 17
Independent Banker - May 2019 - 18
Independent Banker - May 2019 - 19
Independent Banker - May 2019 - 20
Independent Banker - May 2019 - 21
Independent Banker - May 2019 - 22
Independent Banker - May 2019 - 23
Independent Banker - May 2019 - 24
Independent Banker - May 2019 - 25
Independent Banker - May 2019 - 26
Independent Banker - May 2019 - 27
Independent Banker - May 2019 - 28
Independent Banker - May 2019 - 29
Independent Banker - May 2019 - 30
Independent Banker - May 2019 - 31
Independent Banker - May 2019 - 32
Independent Banker - May 2019 - 33
Independent Banker - May 2019 - 34
Independent Banker - May 2019 - 35
Independent Banker - May 2019 - 36
Independent Banker - May 2019 - 37
Independent Banker - May 2019 - 38
Independent Banker - May 2019 - 39
Independent Banker - May 2019 - 40
Independent Banker - May 2019 - 41
Independent Banker - May 2019 - 42
Independent Banker - May 2019 - 43
Independent Banker - May 2019 - 44
Independent Banker - May 2019 - 45
Independent Banker - May 2019 - 46
Independent Banker - May 2019 - 47
Independent Banker - May 2019 - 48
Independent Banker - May 2019 - 49
Independent Banker - May 2019 - 50
Independent Banker - May 2019 - 51
Independent Banker - May 2019 - 52
Independent Banker - May 2019 - 53
Independent Banker - May 2019 - 54
Independent Banker - May 2019 - 55
Independent Banker - May 2019 - 56
Independent Banker - May 2019 - 57
Independent Banker - May 2019 - 58
Independent Banker - May 2019 - 59
Independent Banker - May 2019 - 60
Independent Banker - May 2019 - 61
Independent Banker - May 2019 - 62
Independent Banker - May 2019 - 63
Independent Banker - May 2019 - 64
Independent Banker - May 2019 - 65
Independent Banker - May 2019 - 66
Independent Banker - May 2019 - 67
Independent Banker - May 2019 - 68
Independent Banker - May 2019 - 69
Independent Banker - May 2019 - 70
Independent Banker - May 2019 - 71
Independent Banker - May 2019 - 72
Independent Banker - May 2019 - 73
Independent Banker - May 2019 - 74
Independent Banker - May 2019 - 75
Independent Banker - May 2019 - 76
Independent Banker - May 2019 - Cover3
Independent Banker - May 2019 - Cover4
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com