Independent Banker - May 2019 - 57

COMMUNITY BANK CFO OUTLOOK 2019
S corporation holds large amounts of capital, and its
leadership team isn't expecting CECL to have a large
impact. " We are concerned about the CECL changes, but
the reality is we track data
that has to be input, and
we got assurances from our
regulators that we won't
need a third-party vendor
to help us with that, "
Leighty says. " We'll know
more when it's eff ective. "
Standard is still grasping
the degree CECL will
change his role. " CECL will
change considerably what
we do and how we do it [in
terms of] accounting for
credit losses and coming
up with an adequate AAA
" I'm seeing a lot
of CFOs really get
engaged in overall
balance sheet
strategies, funding
strategies and using
noncore products
to manage the
balance sheet. "
-Quentin Leighty,
First National Bank
deal, " he says. " Who knows how it will end up working out
when we get to the end of it? "
Going forward, Leighty expects to see the CFO role
grow more sophisticated to help manage the balance
sheet, including derivative usage to balance the bank's
40.50%
We use automated accounting
solutions with slight impact on
the organization
Has the introduction of automated accounting
solutions in the workplace caused you to change
your views on the use of technology to achieve
reporting results when CECL is factored in?
41.32%
Our use of automated
accounting solutions in the
workplace has not changed
0.83%
We automate less in the
organization than in prior
reporting cycles
4.13%
We do not use automation
when completing our
financial reports
13.22%
We use automated
accounting
solutions heavily
and have seen
large-scale
changes
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Independent Banker - May 2019

Table of Contents for the Digital Edition of Independent Banker - May 2019

Table of Contents
Independent Banker - May 2019 - Intro
Independent Banker - May 2019 - Cover1
Independent Banker - May 2019 - Cover2
Independent Banker - May 2019 - Table of Contents
Independent Banker - May 2019 - 2
Independent Banker - May 2019 - 3
Independent Banker - May 2019 - 4
Independent Banker - May 2019 - 5
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Independent Banker - May 2019 - 63
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Independent Banker - May 2019 - Cover3
Independent Banker - May 2019 - Cover4
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