Independent Banker - November 2017 - 10

With Interest
AROUND THE INDUSTRY
Hot meals, warm
hearts-Employees of
$250 million-asset Albina Community
Bank in Portland, Ore., frequently
volunteer with Meals on Wheels to
bring food to local senior citizens. Staff
members have volunteered a combined
33,000 hours with the nonprofit since
2002, sometimes arriving in costumes to
entertain meal recipients. " The seniors
that are served are important to our
communities, " says Mary Edmeades,
vice president and market manager at
Albina Community Bank. " They have
been breadwinners, parents, teachers,
bus drivers, government workers and so
much more. They are at a time in their
life where it is imperative that we not
turn our back on their well-being but
look for ways to help them keep healthy
in their golden years. "
US-CERT warns of cyber risks in wake
of recent hurricanes
Natural disasters like the recent hurricanes in the
southern US and the Caribbean can bring out the best in
people, prompting them to do whatever they can to serve
communities in need. However, these same disasters also
provide a breeding ground for scammers. It pays to mitigate
your and your customers' cyber risk, and the United
States Computer Emergency Readiness Team (US-CERT)
offers some tips for guarding against phishing scams and
malware campaigns. Among them:
» Keep antivirus software up to date.
» Exercise caution when handling emails with subject lines,
attachments or hyperlinks related to Hurricanes Harvey
or Irma. If an email is unsolicited, do not click on links.
»Verify an email solicitation's legitimacy by contacting
the organization. Check the Better Business Bureau's
National Charity Report Index for contact information.
» Donate only to charities you know and trust. You can
check a charity's track record (or lack thereof) on Better
Business Bureau, BBB Wise Giving Alliance, Charity
Watch and GuideStar websites.
For the full list of tips, which you might want to share
with your customers, go to us-cert.gov.
10 ICBA IndependentBanker November 2017
Help repeal Dodd-Frank
Section 1071
Dodd-Frank Section 1071 requires banks to collect and
report personal data from commercial loan applications-
such as the race, gender and ethnicity of the principal
owners of a small business-to the Consumer Financial
Protection Bureau (CFPB). ICBA opposes these data
collection and reporting requirements, which could prove
harmful to community
banks already adhering
to a long list of regulations.
The association
believes small-business
owners and consumers
should not be saddled
with the costs of this
new rule. Join ICBA in
requesting that CFPB
exempt community
banks from this rule by
asking Congress to repeal Section 1071.
» To send a pre-written email to your representatives,
visit icba.org/advocacy.

http://www.qmags.com/clickthrough.asp?url=www.icba.org/advocacy&id=20402&adid=P10E2 http://www.qmags.com/clickthrough.asp?url=www.us-cert.gov&id=20402&adid=P10E1

Independent Banker - November 2017

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