Independent Banker - November 2017 - 19

USA's sustainability efforts have initiated
conversations with customers
who are interested in doing the same
in their own homes and businesses.
Paine says there is a perception that
banks do not fi nance sustainable
energy options for their customers,
so leading by example has brought in
more business from those customers,
who in some cases are completely
new to the bank. Earlier this year,
Security Bank USA also hosted a
sustainability luncheon for customers
and community members to learn
from one another.
" We had many speakers come in,
from experts in the fi eld to business
owners who have implemented that
in their businesses to individuals
who have implemented them in
their homes, " Paine says. " We had a
wonderful turnout. We will make it
an annual luncheon. It was a great
reaction, and we are still hearing
conversation about it. "
20%
Advice for others
For other community banks looking to
operate more sustainably, Paine recommends
beginning with an energy
audit of the building to pinpoint
opportunities for immediate energy
savings, and knowing the federal and
state requirements and incentive
programs that are available in your
area. (You can research these by state
at energy.gov.) She also advises inviting
employee participation from the
outset to address any concerns and
ensure the whole team is on board.
" We asked, 'What are some ideas
_______
that you all have? What would you
like to see?' And we really started it
there with everyone involved, " she
Average monthly electricity
savings since Security
Bank USA converted
to LED lighting
says. " We live in a community with a
deep connection to logging and most
of us are related to people, or are
neighbors to people, who log. Well,
there's no better conservationist than
a logger, because they want trees to
keep going, so everybody embraced
this on some level and it was a
joy to see. "
Andrea Lahouze is deputy editor of
Independent Banker.
Is your bank's
board portal
easy to use?
Requires no IT skills to manage
Saves publishing and mailing costs
Archive board packets and policies
for regulatory compliance
Discussions, calendars and voting
Great for loan approval committees
Great for examiner audits
Visit MyBoardPacket.com for a free instant demo!
http://www.qmags.com/clickthrough.asp?url=www.energy.gov&id=20402&adid=P19E1 http://www.qmags.com/clickthrough.asp?url=www.MyBoardPacket.com&id=20402&adid=P19A1

Independent Banker - November 2017

Table of Contents for the Digital Edition of Independent Banker - November 2017

Table of Contents
Independent Banker - November 2017 - Intro
Independent Banker - November 2017 - Cover1
Independent Banker - November 2017 - Cover2
Independent Banker - November 2017 - Table of Contents
Independent Banker - November 2017 - 2
Independent Banker - November 2017 - 3
Independent Banker - November 2017 - 4
Independent Banker - November 2017 - 5
Independent Banker - November 2017 - 6
Independent Banker - November 2017 - 7
Independent Banker - November 2017 - 8
Independent Banker - November 2017 - 9
Independent Banker - November 2017 - 10
Independent Banker - November 2017 - 11
Independent Banker - November 2017 - 12
Independent Banker - November 2017 - 13
Independent Banker - November 2017 - 14
Independent Banker - November 2017 - 15
Independent Banker - November 2017 - 16
Independent Banker - November 2017 - 17
Independent Banker - November 2017 - 18
Independent Banker - November 2017 - 19
Independent Banker - November 2017 - 20
Independent Banker - November 2017 - 21
Independent Banker - November 2017 - 22
Independent Banker - November 2017 - 23
Independent Banker - November 2017 - 24
Independent Banker - November 2017 - 25
Independent Banker - November 2017 - 26
Independent Banker - November 2017 - 27
Independent Banker - November 2017 - 28
Independent Banker - November 2017 - 29
Independent Banker - November 2017 - 30
Independent Banker - November 2017 - 31
Independent Banker - November 2017 - 32
Independent Banker - November 2017 - 33
Independent Banker - November 2017 - 34
Independent Banker - November 2017 - 35
Independent Banker - November 2017 - 36
Independent Banker - November 2017 - 37
Independent Banker - November 2017 - 38
Independent Banker - November 2017 - 39
Independent Banker - November 2017 - 40
Independent Banker - November 2017 - 41
Independent Banker - November 2017 - 42
Independent Banker - November 2017 - 43
Independent Banker - November 2017 - 44
Independent Banker - November 2017 - 45
Independent Banker - November 2017 - 46
Independent Banker - November 2017 - 47
Independent Banker - November 2017 - 48
Independent Banker - November 2017 - 49
Independent Banker - November 2017 - 50
Independent Banker - November 2017 - 51
Independent Banker - November 2017 - 52
Independent Banker - November 2017 - 53
Independent Banker - November 2017 - 54
Independent Banker - November 2017 - 55
Independent Banker - November 2017 - 56
Independent Banker - November 2017 - 57
Independent Banker - November 2017 - 58
Independent Banker - November 2017 - 59
Independent Banker - November 2017 - 60
Independent Banker - November 2017 - 61
Independent Banker - November 2017 - 62
Independent Banker - November 2017 - 63
Independent Banker - November 2017 - 64
Independent Banker - November 2017 - 65
Independent Banker - November 2017 - 66
Independent Banker - November 2017 - 67
Independent Banker - November 2017 - 68
Independent Banker - November 2017 - 69
Independent Banker - November 2017 - 70
Independent Banker - November 2017 - 71
Independent Banker - November 2017 - 72
Independent Banker - November 2017 - 73
Independent Banker - November 2017 - 74
Independent Banker - November 2017 - 75
Independent Banker - November 2017 - 76
Independent Banker - November 2017 - 77
Independent Banker - November 2017 - 78
Independent Banker - November 2017 - 79
Independent Banker - November 2017 - 80
Independent Banker - November 2017 - 81
Independent Banker - November 2017 - 82
Independent Banker - November 2017 - 83
Independent Banker - November 2017 - 84
Independent Banker - November 2017 - Cover3
Independent Banker - November 2017 - Cover4
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com