Independent Banker - November 2017 - 32

THE iPHONE
Steve Jobs unveiled the iPhone
at the Macworld convention on
Jan. 9, 2007, and the fi rst iPhone
was released to the public fi veand-a-half
months later. Apple
Inc. would eventually move into
mobile payments: On Sept. 9, 2014,
Apple Pay was launched, allowing
payments to be accepted at
the point of sale from stored and
encrypted payment card information
on mobile devices.
2004 W
DIGITAL CHECK
W CLEARING
ith the Check Clearing for the 21st
Century (Check 21) Act of 2004, a check
recipient could make a digital copy of
a check and then process that check
electronically. Jack Henry's Zengel points
out that check imaging " eliminated a lot
of paper and put a lot of couriers out of
business. He says digital checks were
the beginning of a chain of innovations
that made payments timelier. " We're
becoming more of a real-time society, " he
says. " We've been expanding our retail
capabilities so there are more payment
options, and they're faster and easier. And
we'll continue to press that, because that's
what's expected in the world today. "
2007 V
BITCOIN
The convergence of digital currency
bitcoin, the explosion of
social media and the global fi nancial
crisis of 2007-2009 spurred
people to question norms, according
to Travis D. Dulaney, CEO of
Push Payments in Fort Lauderdale,
Fla. " [These events] made people
think outside the box, " he says.
" They realized the status quo isn't
going to work anymore. "
2009 V
32 ICBA IndependentBanker November 2017

Independent Banker - November 2017

Table of Contents for the Digital Edition of Independent Banker - November 2017

Table of Contents
Independent Banker - November 2017 - Intro
Independent Banker - November 2017 - Cover1
Independent Banker - November 2017 - Cover2
Independent Banker - November 2017 - Table of Contents
Independent Banker - November 2017 - 2
Independent Banker - November 2017 - 3
Independent Banker - November 2017 - 4
Independent Banker - November 2017 - 5
Independent Banker - November 2017 - 6
Independent Banker - November 2017 - 7
Independent Banker - November 2017 - 8
Independent Banker - November 2017 - 9
Independent Banker - November 2017 - 10
Independent Banker - November 2017 - 11
Independent Banker - November 2017 - 12
Independent Banker - November 2017 - 13
Independent Banker - November 2017 - 14
Independent Banker - November 2017 - 15
Independent Banker - November 2017 - 16
Independent Banker - November 2017 - 17
Independent Banker - November 2017 - 18
Independent Banker - November 2017 - 19
Independent Banker - November 2017 - 20
Independent Banker - November 2017 - 21
Independent Banker - November 2017 - 22
Independent Banker - November 2017 - 23
Independent Banker - November 2017 - 24
Independent Banker - November 2017 - 25
Independent Banker - November 2017 - 26
Independent Banker - November 2017 - 27
Independent Banker - November 2017 - 28
Independent Banker - November 2017 - 29
Independent Banker - November 2017 - 30
Independent Banker - November 2017 - 31
Independent Banker - November 2017 - 32
Independent Banker - November 2017 - 33
Independent Banker - November 2017 - 34
Independent Banker - November 2017 - 35
Independent Banker - November 2017 - 36
Independent Banker - November 2017 - 37
Independent Banker - November 2017 - 38
Independent Banker - November 2017 - 39
Independent Banker - November 2017 - 40
Independent Banker - November 2017 - 41
Independent Banker - November 2017 - 42
Independent Banker - November 2017 - 43
Independent Banker - November 2017 - 44
Independent Banker - November 2017 - 45
Independent Banker - November 2017 - 46
Independent Banker - November 2017 - 47
Independent Banker - November 2017 - 48
Independent Banker - November 2017 - 49
Independent Banker - November 2017 - 50
Independent Banker - November 2017 - 51
Independent Banker - November 2017 - 52
Independent Banker - November 2017 - 53
Independent Banker - November 2017 - 54
Independent Banker - November 2017 - 55
Independent Banker - November 2017 - 56
Independent Banker - November 2017 - 57
Independent Banker - November 2017 - 58
Independent Banker - November 2017 - 59
Independent Banker - November 2017 - 60
Independent Banker - November 2017 - 61
Independent Banker - November 2017 - 62
Independent Banker - November 2017 - 63
Independent Banker - November 2017 - 64
Independent Banker - November 2017 - 65
Independent Banker - November 2017 - 66
Independent Banker - November 2017 - 67
Independent Banker - November 2017 - 68
Independent Banker - November 2017 - 69
Independent Banker - November 2017 - 70
Independent Banker - November 2017 - 71
Independent Banker - November 2017 - 72
Independent Banker - November 2017 - 73
Independent Banker - November 2017 - 74
Independent Banker - November 2017 - 75
Independent Banker - November 2017 - 76
Independent Banker - November 2017 - 77
Independent Banker - November 2017 - 78
Independent Banker - November 2017 - 79
Independent Banker - November 2017 - 80
Independent Banker - November 2017 - 81
Independent Banker - November 2017 - 82
Independent Banker - November 2017 - 83
Independent Banker - November 2017 - 84
Independent Banker - November 2017 - Cover3
Independent Banker - November 2017 - Cover4
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com