Independent Banker - November 2017 - 33

THE 2015 EMV
CHIP SHIFT
FiNet's Brent says EMV
chips make cards far
more secure because the
information transmitted is
encrypted and tokenized.
Additional security is critical
as payments become
more integrated, he notes.
2010 W
MOBILE POINT-OF-SALE
DEVICES
Brent says that in 2010, when his company
began offering its fi rst mobile point-of-sale
devices, FiNet fi nally had " a bright and shiny
example of what's out there in terms of
integrated payments. " These devices, which
can be plugged into mobile phones or iPads,
allowed very small companies, from fruit
growers at farmers' markets to craftspeople
at trade shows, to begin accepting noncash
payments. What's more, mobile point-of-sale
devices were integrated with cloud-based
systems and could help merchants in innumerable
ways-from tracking inventory to
gathering business intelligence. " That's where
our industry has really changed, " says Brent.
" Payments are not necessarily a stand-alone
piece anymore. They're a component of a
much bigger piece of the entire operations for
retail and business-to-business. "
2011 W
2015 V
FACIAL RECOGNITION
TECHNOLOGY
The Panamanian government fi rst
installed face recognition systems in
2011 to reduce illicit activity in Tocumen
International Airport. Stephen Joseph,
business development manager, banking
and fi nance, for market leader in network
video Axis Communications, Inc., notes
that video analytics are becoming a focus
for banks seeking to enhance security.
Video analytics are in use at retail
branches to measure foot traffi c and to
recognize license plates at drive-through
teller stations, he says. He also notes
that some fi nancial institutions are using
360-degree-view cameras and facial
detection solutions " for advance detection
of potential threats. "
independentbanker.org
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Independent Banker - November 2017

Table of Contents for the Digital Edition of Independent Banker - November 2017

Table of Contents
Independent Banker - November 2017 - Intro
Independent Banker - November 2017 - Cover1
Independent Banker - November 2017 - Cover2
Independent Banker - November 2017 - Table of Contents
Independent Banker - November 2017 - 2
Independent Banker - November 2017 - 3
Independent Banker - November 2017 - 4
Independent Banker - November 2017 - 5
Independent Banker - November 2017 - 6
Independent Banker - November 2017 - 7
Independent Banker - November 2017 - 8
Independent Banker - November 2017 - 9
Independent Banker - November 2017 - 10
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Independent Banker - November 2017 - 33
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Independent Banker - November 2017 - Cover3
Independent Banker - November 2017 - Cover4
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