Independent Banker - November 2017 - 55
confi guration settings and data fi elds provided in the
request to validate and approve an applicant. The
development allows the FIS system to route the
applicant's data to the two different CIP vendors and
utilize various approval models from each CIP vendor to
customize their program.
The fl exible design of the product allows clients to
select the CIP vendor the applicants are sent to, as well
as the operations that occur. This is dependent on the
data provided by the applicant, such as a Social Security
number or IP address, in order to decide the best path of
approval to obtain the desired results customized to the
issuer's risk thresholds and desired approval rates.
" Community banks
utilizing this type of
solution will increase
the ability to lower
operational costs and
increase revenue for
their prepaid program. "
- SCOTT BRIGHT,
VP FRAUD PRODUCT STRATEGY
Additionally, if the applicant goes through the various
levels of attempt of approval, the ability to have the
case evaluated by a risk analyst is available as a last effort to
validate and approve the applicant.
In addition to FIS' recommended settings that provide a set of
results based on prior applicants over a 30- to 60-day period,
data study test services are available to identify the best
issuer paths. The product design allows clients the ability to
maximize attempts to best obtain a logical pass. RAPIDS
performs various pre-validation checks to instantly fail
applicants that would not pass under any scenario to reduce
cost to the issuer.
The last component developed within this RAPIDS product is
the ability to report on the CIP results that have occurred with
the product. The reporting data can be used for supplemental
analysis to tailor the program further, as well as track program
health to ensure pass rates and risk thresholds are viable.
Various data formats are available to FIS clients, including
on-demand reporting to provide data in Excel or HTML in a
user-friendly format. Another available option is a daily data
extract XML fi le of results occurring from the RAPIDS process.
Both forms of reporting provide granular details containing the
order of operations, including the specifi c reason(s) as to why
a failure occurred to allow additional analysis and consumption
into the larger data analytical engines clients may be utilizing.
As this product is the fi rst release of a new evolution of
risk mitigation solutions, we look forward to the future as we
mutually grow with our clients to mitigate risk and acquire new
cardholders.
1601 Riverside Ave., Jacksonville, FL 33204
800-822-6758 | moreinfo@fi sglobal.com | fi sglobal.com
________________
http://www.qmags.com/clickthrough.asp?url=www.fisglobal.com&id=20402&adid=P55A1
Independent Banker - November 2017
Table of Contents for the Digital Edition of Independent Banker - November 2017
Table of Contents
Independent Banker - November 2017 - Intro
Independent Banker - November 2017 - Cover1
Independent Banker - November 2017 - Cover2
Independent Banker - November 2017 - Table of Contents
Independent Banker - November 2017 - 2
Independent Banker - November 2017 - 3
Independent Banker - November 2017 - 4
Independent Banker - November 2017 - 5
Independent Banker - November 2017 - 6
Independent Banker - November 2017 - 7
Independent Banker - November 2017 - 8
Independent Banker - November 2017 - 9
Independent Banker - November 2017 - 10
Independent Banker - November 2017 - 11
Independent Banker - November 2017 - 12
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Independent Banker - November 2017 - 14
Independent Banker - November 2017 - 15
Independent Banker - November 2017 - 16
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Independent Banker - November 2017 - 18
Independent Banker - November 2017 - 19
Independent Banker - November 2017 - 20
Independent Banker - November 2017 - 21
Independent Banker - November 2017 - 22
Independent Banker - November 2017 - 23
Independent Banker - November 2017 - 24
Independent Banker - November 2017 - 25
Independent Banker - November 2017 - 26
Independent Banker - November 2017 - 27
Independent Banker - November 2017 - 28
Independent Banker - November 2017 - 29
Independent Banker - November 2017 - 30
Independent Banker - November 2017 - 31
Independent Banker - November 2017 - 32
Independent Banker - November 2017 - 33
Independent Banker - November 2017 - 34
Independent Banker - November 2017 - 35
Independent Banker - November 2017 - 36
Independent Banker - November 2017 - 37
Independent Banker - November 2017 - 38
Independent Banker - November 2017 - 39
Independent Banker - November 2017 - 40
Independent Banker - November 2017 - 41
Independent Banker - November 2017 - 42
Independent Banker - November 2017 - 43
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Independent Banker - November 2017 - 45
Independent Banker - November 2017 - 46
Independent Banker - November 2017 - 47
Independent Banker - November 2017 - 48
Independent Banker - November 2017 - 49
Independent Banker - November 2017 - 50
Independent Banker - November 2017 - 51
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Independent Banker - November 2017 - 53
Independent Banker - November 2017 - 54
Independent Banker - November 2017 - 55
Independent Banker - November 2017 - 56
Independent Banker - November 2017 - 57
Independent Banker - November 2017 - 58
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Independent Banker - November 2017 - 60
Independent Banker - November 2017 - 61
Independent Banker - November 2017 - 62
Independent Banker - November 2017 - 63
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Independent Banker - November 2017 - 65
Independent Banker - November 2017 - 66
Independent Banker - November 2017 - 67
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Independent Banker - November 2017 - 70
Independent Banker - November 2017 - 71
Independent Banker - November 2017 - 72
Independent Banker - November 2017 - 73
Independent Banker - November 2017 - 74
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Independent Banker - November 2017 - 76
Independent Banker - November 2017 - 77
Independent Banker - November 2017 - 78
Independent Banker - November 2017 - 79
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Independent Banker - November 2017 - 81
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Independent Banker - November 2017 - 84
Independent Banker - November 2017 - Cover3
Independent Banker - November 2017 - Cover4
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