Independent Banker - November 2017 - 84

15
minutes with ...
TOM WILBUR
President and CEO of the $103 million-asset
BANK VI in Salina, Kan.
IB: What makes you proud to lead BANK VI?
Tom Wilbur: Starting a bank from scratch is
an interesting challenge. The successes I most
appreciate are the hard times we overcame to
become a viable community bank. Displaced
bankers from bigger banks started a lot of banks,
and their startups are no longer in business. But
we're still here. We've done good things, and I'm
proud of our relationships with clients.
IB: What are some new ideas your bank
has explored?
Wilbur: A study in our community examined the
need for single parents to get into homeownership.
I [helped] develop a program that would
loan a single parent 100 percent of the purchase
price of a home if they could demonstrate two
things: two years of continuous employment and
on-time rental payment. We were blown away to
see that the appreciation value of homes [during
those years] went up substantially over other
years. It was because we created a market for
fi rst-time home purchases. These single parents
are hard-working people in our community who
[might] never have saved enough for a down
payment on a home. We simply removed the
impediment and demonstrated we trusted them.
Quick facts
» Tom Wilbur launched BANK
VI after Sixth Bancshares,
Inc., acquired the Citizens
State Bank in Geneseo, Kan.
» His band, the Last National
Band, plays at clubs, conventions
and weddings.
They recently played for a
crowd of 11,000 at a festival.
IB: Tell us about the rock band you started.
Wilbur: In 1980, the Blues Brothers were emerging,
and we had a Christmas party coming up
at First National Bank in Salina. My wife was
a teller there, and she played piano, and a vice
president in lending had paid his way through
college by playing in a band. Another teller had
a husband who had previously been a professional
drummer. The senior lender of the bank
loved the music of the Sixties. He couldn't sing
or play an instrument, so we handed him a
cowbell. There was going to be a regular band
at the Christmas party, so I asked if we could
plug in during the breaks. They said okay, and
the Last National Band was born. Thirty-seven
years later, we still occasionally play. We've
raised thousands of dollars for local charities
and non-profi t organizations-and those are my
favorite gigs.
-Sara Schlueter
PHOTO: WILLIS COYLE

Independent Banker - November 2017

Table of Contents for the Digital Edition of Independent Banker - November 2017

Table of Contents
Independent Banker - November 2017 - Intro
Independent Banker - November 2017 - Cover1
Independent Banker - November 2017 - Cover2
Independent Banker - November 2017 - Table of Contents
Independent Banker - November 2017 - 2
Independent Banker - November 2017 - 3
Independent Banker - November 2017 - 4
Independent Banker - November 2017 - 5
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Independent Banker - November 2017 - 7
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Independent Banker - November 2017 - Cover3
Independent Banker - November 2017 - Cover4
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