By Anna Burgess Yang BANK 4 TECHNOLOGIES (THAT AREN'T AI) With rapid new developments in bank technology, it's easy to feel stressed about keeping up with them. Read on to learn what's new and upcoming in tech and how to determine what's worth exploring. Technology sometimes emerges at a dizzying pace. Perhaps no example is more acute than the explosion of generative AI in late 2022. Since then, there have been daily announcements from technology vendors claiming that AI has been added to their products. This image, created using generative AI, is an example of the rapidly advancing technology that community banks have at their fingertips. A healthy dose of skepticism is warranted with these mostly unproven use cases. The regulators have rightfully warned that banks need to be careful not to introduce AI that misleads or harms consumers. (See article on page 42.) But some community banks are likely feeling the pressure to explore this and other new technologies as soon as they emerge in the market. Community banks don't have the luxury of adopting every new technology, nor can they take a " wait and see " approach. As banks look to refine their product offerings, the markets they serve and their relationships with their customers, they can home in on the technology that enhances their business. While some emerging technologies feel like solutions in search of a problem, other categories have proven necessary for community banks to maintain a competitive edge. Here are four of them. independentbanker.org // 51http://www.independentbanker.org