Independent Banker - September 2020 - 40

PORTFOLIO
Portfolio Management
By Jim Reber, ICBA Securities
Shop talk 2020
" T
Our conversation with a community banker resumes.
his is Jim Reber speaking. "
" Hi Jim, this is Charlie Brown with Community
Trust Bank calling again. How are you? "
" Hi Charlie, I'm fi ne! And I think it's been a
year since we last spoke. More importantly, how
are you and the bank? "
" Well, as you can imagine, we've had some
disruption, shall we say, to our business model.
But in true community bank style, we've learned
to adapt. And all things considered, we're
doing well. "
30 Q ICBA Independent Banker Q September 2020
" It seems to me that banks have been through
at least four phases this year. January and February
were business as usual, and all the arrows
were pointing upward. Then the pandemic took
root and the Fed got busy cutting rates. Then
the Paycheck Protection Program was rolled out,
and banks understandably were consumed with
trying to save the small businesses in their community.
Now, bankers are getting back into their
balance sheets to see where they stand. "
" That is precisely why I'm calling today. I
Jim Reber, CPA,
CFA (jreber@
icbasecurities.com),
is president and CEO
of ICBA Securities,
ICBA's institutional,
fixed-income
broker-dealer for
community banks
Photo by Juan Moyano/Stocksy

Independent Banker - September 2020

Table of Contents for the Digital Edition of Independent Banker - September 2020

Table of Contents
Independent Banker - September 2020 - Intro
Independent Banker - September 2020 - Cover1
Independent Banker - September 2020 - Cover2
Independent Banker - September 2020 - Table of Contents
Independent Banker - September 2020 - 2
Independent Banker - September 2020 - 3
Independent Banker - September 2020 - 4
Independent Banker - September 2020 - 5
Independent Banker - September 2020 - 6
Independent Banker - September 2020 - 7
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Independent Banker - September 2020 - Cover3
Independent Banker - September 2020 - Cover4
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