Independent Banker - September 2020 - 54

 National Community Bank
Service Awards
agriculture banker. He was checking
to see if the café's owners knew about
the PPP. Peterson helped secure a
$10,400 loan, enough to keep Beaver's
Café going for three months. The bank
helped 2,000-plus other businesses,
saving some 22,000 jobs and securing
$400 million in approved loans.
Beyond the PPP
As much of the country went into
lockdown, businesses of all kinds
were forced to take extreme measures
to survive, and many reached out
to their financial institutions for
support beyond the PPP. Community
banks came through for them in
a big way, helping customers and
noncustomers alike.
Avidia Bank, a $2 billion-asset
community bank in Hudson, Mass.,
offered low-cost loans of up to
$35,000 at a fixed rate of 1.95% for
the first year to anyone, regardless of
status. $2.1 billion-asset Chemung
Canal Trust Company in Elmira, N.Y.,
cleaned up direct deposit information
to ensure stimulus payments reached
customers faster. And $1 billion-asset
Ulster Savings Bank in Kingston, N.Y.,
waived ATM, overdraft and other fees
to the tune of $844,420 and deferred
nearly 1,200 loan payments.
Creativity to the fore
Community banks' giving manifested
itself in a variety of highly creative
ways. From distributing children's
books at drive-thrus, as $1.4 billionasset
Lincoln Savings Bank in
Reinbeck, Iowa, did, to sponsoring a
photo opportunity and food truck for
2020 graduates, like $533 millionasset
FNB Community Bank in
Midwest City, Okla., community
banks have stepped up in imaginative
and colorful ways.
United Mississippi Bank in
(Above) Lance Diehl, president and CEO of
First Columbia Bank & Trust Co., visited the
homes of the top four finishers of its 2020
First Columbia Teen Star Competition,
including winner Mary Decker (above) and
second place winner Taylor Woodeshick
(top), to present their prizes.
(Left) Sarah Smith, United Mississippi Bank,
shows off the bank's " Love Local " T-shirts.
$500,000
The amount Stearns Bank, a $2.2 billion-asset community bank in
St. Cloud, Minn., committed to Anna Marie's Alliance, a refuge for
women and children facing domestic violence
44 Q ICBA Independent Banker Q September 2020
Natchez, Miss., partnered with
Threads, a T-shirt printer and
customer, to create UMB " Love
Local " shirts for the bank's staff. For
each shirt sold, $15 was donated
to businesses and charities the
$360 million-asset community
bank supports. First Columbia Bank
& Trust Co. in Bloomsburg, Pa.,
took its annual Teen Star Musical
Competition, a community event
for high school students modeled
after American Idol, online for the
first time. The $738 million-asset

Independent Banker - September 2020

Table of Contents for the Digital Edition of Independent Banker - September 2020

Table of Contents
Independent Banker - September 2020 - Intro
Independent Banker - September 2020 - Cover1
Independent Banker - September 2020 - Cover2
Independent Banker - September 2020 - Table of Contents
Independent Banker - September 2020 - 2
Independent Banker - September 2020 - 3
Independent Banker - September 2020 - 4
Independent Banker - September 2020 - 5
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Independent Banker - September 2020 - Cover3
Independent Banker - September 2020 - Cover4
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