ABA Banking Journal - February 2012 - (Page 32)

COMMUNITY BANKING REPORT | FOCUS ON TECHNOLOGY tech trends to follow in 2012 many cases, each of the businesst has never been more imporyou, but all ten can help with line executives or users within tant for community banks revenue, efficiency, the bank want the absolute latto manage effectively a wide competitiveness, or—in some est and greatest new technology. range of systems and technology cases—survival Many times, this leading edge to meet customer needs. Keeping technology does not come from up with technology means staythe bank’s core system provider, ing competitive and increasing By Randy Roth but from a separate company. profits. Historically, only “big” The bank then has the burden to banks could afford state-of-themanage the interface between the ancillary system and art technologies. Decreasing costs and hungry vendors the core system. Sometimes there is no interface, or the now make it possible for community banks to impleinterface only passes some of the required data between ment them. So what technologies are making the biggest the two systems. In most cases, they will use manual impact in this sector? Here are the most useful solutions. processes, workarounds, and duplication of work, all of which cost the bank money and are prone to errors Integrated systems and inconsistencies. The core system vendors spend We find this to be a hotly debated topic in most millions each year working on integrating systems, yet bank strategic and technology planning sessions. In I Some of these may surprise #1 32  |  ABA BANKING JOURNAL  |  february 2012

Table of Contents for the Digital Edition of ABA Banking Journal - February 2012

ABA Banking Journal - February 2012
Contents
Chairman’s View
Editor’s Column
The Economy
Bank Notes
Picture This
ABA Community Banking
Pass the Aspirin
Tech Topics
Stop Drowning Us
10 Tech Trends to Follow in 2012
Compliance Clinic
Compliance Inbox
Aba Resources
Legal Issues
First Person

ABA Banking Journal - February 2012

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