March 2011 | ababj.com
“The more focus a bank gives to real earnings, the more the market and shareholders will reward it. Nothing cements an investor relationship like good old-fashioned earnings power”
24 | COVER STORY Put your capital to work
Idle capital, for those in the majority who have it, isn’t doing its job. Increased lending may not yet be the way to improve earnings. But there are other ways to deploy capital that can boost your results. Four options you may be missing could be the answer you’re looking for.
30 | Still waiting in the wings
With the pain of the mortgage crisis still smarting, the industry got back to basics. Current conditions resemble a patchwork, as reported by a group of traditional lenders.
16 | ABA Community Banking: Got the blues? Try a little reinvention
Family-owned Treynor State Bank faced a decision: Evolve or risk becoming irrelevant. Choosing reinvention, the bank has grown—profitably—without losing its local character. But it’s also redefining “local.”
2 | ABA BANKING JOURNAL | march 2011
Table of Contents for the Digital Edition of ABA Banking Journal - March 2011