ABA Banking Journal - July 2011 - (Page 2)

July 2011 | ababj.com InformIng bankers for more than 100 years 24 “ s a country, we A are no longer the leader in payments technology. Asapointofpublic policy,thatis disturbing” — Richard Oliver, Atlanta Fed   Contents features 24 | COVER STORY New gold standard? A handful of U.S. banks have begun issuing cards that comply with the EMV (Europay, MasterCard, Visa) chip-card standard. It could mark the beginning of the end of the magstripe standard here, but the Durbin Amendment complicates the business case. 30 | CREDIT RISK MANAGEMENT Still on their guard Even banks that fared well in the recent downturn have made adjustments to their lending policies and procedures. Bankers describe the changes in detail. 14 | ABA COMMUNITY BANKING Inside family banks Instilling the right culture can be a challenge in any bank, but it’s a bigger challenge in family-owned banks. Read how six senior officers—some “family,” some not—cope. 2 |  ABA BANKING JOURNAL  |  July 2011 http://www.ababj.com

Table of Contents for the Digital Edition of ABA Banking Journal - July 2011

ABA Banking Journal - July 2011
Contents
Chairman’s View
Editor’s Column
Bank Notes
The Economy
Inside family banks
Pass the Aspirin
Tech Topics
New gold standard?
Still on their guard
Compliance Clinic
Compliance Inbox
ABA Resources
First Person: Special Edition

ABA Banking Journal - July 2011

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