July 2011 | ababj.com
InformIng bankers for more than 100 years
“ s a country, we A are no longer the leader in payments technology. Asapointofpublic policy,thatis disturbing”
— Richard Oliver, Atlanta Fed
24 | COVER STORY New gold standard?
A handful of U.S. banks have begun issuing cards that comply with the EMV (Europay, MasterCard, Visa) chip-card standard. It could mark the beginning of the end of the magstripe standard here, but the Durbin Amendment complicates the business case.
30 | CREDIT RISK MANAGEMENT Still on their guard
Even banks that fared well in the recent downturn have made adjustments to their lending policies and procedures. Bankers describe the changes in detail.
14 | ABA COMMUNITY BANKING Inside family banks
Instilling the right culture can be a challenge in any bank, but it’s a bigger challenge in family-owned banks. Read how six senior officers—some “family,” some not—cope.
| ABA BANKING JOURNAL | July 2011
Table of Contents for the Digital Edition of ABA Banking Journal - July 2011