October 2012 | ababj.com
InfOrmIng bankers fOr mOre than 100 years
“Lack of financial knowledge has damaged people’s lives. We should assume a leadership role with financial education”
— Matt Williams, new ABA Chairman
28 | COVER STORY: NEW ABA CHAIRMAN Ready for the leadership ride
As a teen, Matt Williams worked on a hay wagon on the family ranch and found he was unprepared to do the job. Since then, being prepared has been his watchword. He’ll need that trait for ABA’s top post.
40 | Community Bank Survival: Matter of attitude?
Is gloom and doom all community banks have to look forward to? No! Many refuse to succumb or surrender—but they will have to adapt. One says every employee must change their attitude—“including me.”
48 | Card biz: Playing the hand you’re dealt
Post Durbin, just what the card market will finally look like is still coming into focus. Debit cards are a challenge but prepaid is coming on.
16 | ABA COMMUNITY BANKING Ag bank rebrands—literally
Paul Freeman hated giving up his bank’s old name. But “Anchor D Bank” works in Texhoma, Okla.
56 | AGRICULTURAL BANKING 100 years of service to farmers
ABA BANKING JOURNAL
Table of Contents for the Digital Edition of ABA Banking Journal - October 2012