O&MM Fabricator - September/October 2017 - 44

BIZTALK

Employment Lawsuits Happen...
Are You Covered?

T

ANDREW STERGIOU
he employment decisions you make matter. You complete extensive interviews,
conduct background checks, vet your staff,
and form a good team. And even with all
that work, significant risks remain. One of
the most significant: employment practices
liability (EPL). Employee lawsuits aren't
just a risk for large corporations. Small
and mid-sized businesses are just as likely
as their larger counterparts to have an
employment practices claim filed against
them. In fact, the Equal Employment
Opportunity Commission (EEOC) reported
that 50 percent of the discrimination claims
filed with the agency were against small
and mid-sized companies.
NOMMA's industry is no exception.
With a workforce often spread out over
multiple locations, extensive time traveling between jobs, and limited supervision,
your operation is a potential hotbed of EPL
lawsuits ranging from sexual harassment
to retaliation to wrongful termination. And
even if the suit is groundless, you could still

be on the hook for thousands of dollars in
legal fees or settlements.
You need a plan. You need coverage. You
need to start asking some very important
questions. Start here: Am I in compliance?
Federal and state regulations can be a minefield of liability for employers. Complicated
and detailed, the Fair Labor Standards Act,
the Americans with Disability Act, the Fair
Credit Reporting Act, and various other regulations can expose a company to a slew of
unforeseen employment liability. Begin by
asking your HR department or consultant
to formalize your employment policies and
practices, and then engage legal counsel
to ensure you're in full compliance. Your
formalized policies and practices could be
your biggest ally in the event of a lawsuit.
Is my staff in the know? Companies
that provide training see a dramatic drop
in EPL claims. Be proactive in educating
your staff on hot button issues like harassment and discrimination. Also, ensure that
your supervisors and managers receive

regular training on how to handle potential
issues in the field. In addition to reducing
your vulnerability to lawsuits, a strong
training regimen also demonstrates your
company's commitment to workplace fairness should a claim occur.
Am I covered? EPL is an area where a
sound insurance policy can be a life saver.
Here's why: In addition to the prospect of
an unfavorable judgment, the mere cost
of going to court can spiral out of control.
Employment practices liability insurance
(EPLI) is designed to ensure that your
business is shielded from these costs, no
matter what the outcome. EPLI provides a
powerful layer of protection for employers
against claims resulting from a broad range
of lawsuits, reimbursing the insured for
legal defense costs, judgments, and settlements. It covers your directors, officers,
and management so they can handle their
high level responsibilities with confidence
in an increasingly litigious world.
Yes, it's reassuring to know that EPLI
has you covered, win or lose. But it takes
an experienced insurance partner to find
the ideal coverage to minimize the impact
of deductibles and exclusions and maximize coverage provisions. EPL claims are
costly and common, but they don't need to
hamper your operations. You just need the
right plan and the right coverage. There's
no question about it.
EPLI for NOMMA
The NOMMA Insurance Program provides the necessary coverages in case
an NOMMA dealer or manufacturer has
a claim. An essential part of that coverage is EPLI.
EPLI protects your business against a
variety of employee lawsuits, including
claims arising from:
* Sexual harassment
* Discrimination
* Deprivation of career opportunity

44 | September/October 2017 * O&MM Fabricator



Table of Contents for the Digital Edition of O&MM Fabricator - September/October 2017

President’s Letter
Letter From the Executive Director
NOMMA Network
NOMMA Education Foundation
Apprenticeships: Getting Involved With Worker Training
The Collective Mind Gate Series–Part V
Shining Light: How to Work With Illuminated Handrails
Sole Proprietorship or Corporation?
Employment Lawsuits Happen
Supplier Members
New & Returning NOMMA Members & Iron Club Members
Gold Members
Landscape Architect to Blacksmith to Soon-to-Be Preacher
Index of Advertisers
O&MM Fabricator - September/October 2017 - Intro
O&MM Fabricator - September/October 2017 - cover1
O&MM Fabricator - September/October 2017 - cover2
O&MM Fabricator - September/October 2017 - 3
O&MM Fabricator - September/October 2017 - 4
O&MM Fabricator - September/October 2017 - 5
O&MM Fabricator - September/October 2017 - 6
O&MM Fabricator - September/October 2017 - 7
O&MM Fabricator - September/October 2017 - 8
O&MM Fabricator - September/October 2017 - President’s Letter
O&MM Fabricator - September/October 2017 - 10
O&MM Fabricator - September/October 2017 - Letter From the Executive Director
O&MM Fabricator - September/October 2017 - NOMMA Network
O&MM Fabricator - September/October 2017 - 13
O&MM Fabricator - September/October 2017 - NOMMA Education Foundation
O&MM Fabricator - September/October 2017 - 15
O&MM Fabricator - September/October 2017 - 16
O&MM Fabricator - September/October 2017 - 17
O&MM Fabricator - September/October 2017 - 18
O&MM Fabricator - September/October 2017 - 19
O&MM Fabricator - September/October 2017 - Apprenticeships: Getting Involved With Worker Training
O&MM Fabricator - September/October 2017 - 21
O&MM Fabricator - September/October 2017 - 22
O&MM Fabricator - September/October 2017 - 23
O&MM Fabricator - September/October 2017 - 24
O&MM Fabricator - September/October 2017 - 25
O&MM Fabricator - September/October 2017 - 26
O&MM Fabricator - September/October 2017 - 27
O&MM Fabricator - September/October 2017 - 28
O&MM Fabricator - September/October 2017 - 29
O&MM Fabricator - September/October 2017 - The Collective Mind Gate Series–Part V
O&MM Fabricator - September/October 2017 - 31
O&MM Fabricator - September/October 2017 - 32
O&MM Fabricator - September/October 2017 - 33
O&MM Fabricator - September/October 2017 - Shining Light: How to Work With Illuminated Handrails
O&MM Fabricator - September/October 2017 - 35
O&MM Fabricator - September/October 2017 - 36
O&MM Fabricator - September/October 2017 - 37
O&MM Fabricator - September/October 2017 - 38
O&MM Fabricator - September/October 2017 - 39
O&MM Fabricator - September/October 2017 - 40
O&MM Fabricator - September/October 2017 - Sole Proprietorship or Corporation?
O&MM Fabricator - September/October 2017 - 42
O&MM Fabricator - September/October 2017 - 43
O&MM Fabricator - September/October 2017 - Employment Lawsuits Happen
O&MM Fabricator - September/October 2017 - 45
O&MM Fabricator - September/October 2017 - 46
O&MM Fabricator - September/October 2017 - Supplier Members
O&MM Fabricator - September/October 2017 - 48
O&MM Fabricator - September/October 2017 - New & Returning NOMMA Members & Iron Club Members
O&MM Fabricator - September/October 2017 - 50
O&MM Fabricator - September/October 2017 - Gold Members
O&MM Fabricator - September/October 2017 - Landscape Architect to Blacksmith to Soon-to-Be Preacher
O&MM Fabricator - September/October 2017 - Index of Advertisers
O&MM Fabricator - September/October 2017 - 54
O&MM Fabricator - September/October 2017 - cover3
O&MM Fabricator - September/October 2017 - cover4
https://www.nxtbook.com/naylor/NOMS/NOMS0518
https://www.nxtbook.com/naylor/NOMS/NOMS0418
https://www.nxtbook.com/naylor/NOMS/NOMS0318
https://www.nxtbook.com/naylor/NOMS/NOMS0218
https://www.nxtbook.com/naylor/NOMS/NOMS0118
https://www.nxtbook.com/naylor/NOMS/NOMS0617
https://www.nxtbook.com/naylor/NOMS/NOMS0517
https://www.nxtbook.com/naylor/NOMS/NOMS0417
https://www.nxtbook.com/naylor/NOMS/NOMS0317
https://www.nxtbook.com/naylor/NOMS/NOMS0217
https://www.nxtbook.com/naylor/NOMS/NOMS0117
https://www.nxtbook.com/naylor/NOMS/NOMS0616
https://www.nxtbook.com/naylor/NOMS/NOMS0516
https://www.nxtbook.com/naylor/NOMS/NOMS0416
https://www.nxtbook.com/naylor/NOMS/NOMS0316
https://www.nxtbook.com/naylor/NOMS/NOMS0216
https://www.nxtbook.com/naylor/NOMS/NOMS0116
https://www.nxtbook.com/naylor/NOMS/NOMS0615
https://www.nxtbook.com/naylor/NOMS/NOMS0515
https://www.nxtbookmedia.com