PestWorld - January/February 2018 - 24

HEALTH INSURANCE
for NPMA Members

N

PMA IS PROUD TO ANNOUNCE THE NEW HEALTH CARE EXCHANGE BENEFITING ALL
NPMA GROUPS AND THEIR EMPLOYEES. THE GOAL IS TO PROVIDE NPMA MEMBERS WITH
COST EFFECTIVE BENEFIT SOLUTIONS THAT MAKE SENSE IN TODAY'S UNPREDICTABLE
MARKETPLACE. WE ARE FOCUSED ON PROVIDING SMALL AND MID-SIZED EMPLOYERS WITH
BENEFIT OPTIONS PREVIOUSLY ONLY MADE AVAILABLE TO LARGER EMPLOYERS. SOME OF THE
BENEFITS THAT ARE BEING OFFERED ARE AS FOLLOWS:

Medical Insurance Solutions

* Self-Funded Medical Plan is available to those groups
that meet the standard requirements of number of
eligible employees with PPO and HSA-compatible
high-deductible health plans available. Available in all
states except DC, HI, NH, and NY. Block underwriting
advantage for all NPMA members. With the self-funded
program, your money in your claims account goes
towards your group's claim expenses and you end up
paying for only the services your group uses. If there
are additional funds available at the end of the year a
percentage of that is returned to the employer.
24 |

Health Reimbursement Arrangement

NO SETUP FEE OR MONTHLY MINIMUM CHARGE.

* For those employers that don't meet the underwriting
guidelines, or have higher than expected premiums, there
is a new HRA plan that can employers can chose. Small
employer HRA's are cost effective for you, your employees,
and their dependents. Offering a small employer HRA
to employees allows them to use tax-advantaged account
dollars to pay for individual healthcare premiums and any
out of pocket cost they or their dependents may incur. In
2017, you can contribute up to $4,950 for an individual
and $10,000 for a family.

Learn more at www.npmapestworld.org
PESTWORLD > JA NUARY | FEBRUARY 2018


http://www.npmapestworld.org

Table of Contents for the Digital Edition of PestWorld - January/February 2018

President’s Message
FARM BILL 101
GEARING UP FOR LEGISLATIVE DAY
PREEMPTION 101
Standards: Safety First
Marketing Corner: Is Your Website Up to Speed?
Membership Programs: Health Insurance for NPMA Members
Ask the Expert
TWO PREREQUISITES TO MANAGING SMALL BUSINESS GROWTH
Index of Advertisers
Calendar of Events
PestWorld - January/February 2018 - Intro
PestWorld - January/February 2018 - cover1
PestWorld - January/February 2018 - cover2
PestWorld - January/February 2018 - 3
PestWorld - January/February 2018 - 4
PestWorld - January/February 2018 - 5
PestWorld - January/February 2018 - 6
PestWorld - January/February 2018 - 7
PestWorld - January/February 2018 - 8
PestWorld - January/February 2018 - President’s Message
PestWorld - January/February 2018 - FARM BILL 101
PestWorld - January/February 2018 - 11
PestWorld - January/February 2018 - 12
PestWorld - January/February 2018 - 13
PestWorld - January/February 2018 - GEARING UP FOR LEGISLATIVE DAY
PestWorld - January/February 2018 - 15
PestWorld - January/February 2018 - 16
PestWorld - January/February 2018 - 17
PestWorld - January/February 2018 - PREEMPTION 101
PestWorld - January/February 2018 - 19
PestWorld - January/February 2018 - 20
PestWorld - January/February 2018 - Standards: Safety First
PestWorld - January/February 2018 - Marketing Corner: Is Your Website Up to Speed?
PestWorld - January/February 2018 - 23
PestWorld - January/February 2018 - Membership Programs: Health Insurance for NPMA Members
PestWorld - January/February 2018 - 25
PestWorld - January/February 2018 - Ask the Expert
PestWorld - January/February 2018 - 27
PestWorld - January/February 2018 - TWO PREREQUISITES TO MANAGING SMALL BUSINESS GROWTH
PestWorld - January/February 2018 - 29
PestWorld - January/February 2018 - Calendar of Events
PestWorld - January/February 2018 - cover3
PestWorld - January/February 2018 - cover4
PestWorld - January/February 2018 - divider1
PestWorld - January/February 2018 - divider2
PestWorld - January/February 2018 - outsert1
PestWorld - January/February 2018 - outsert2
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