PestWorld - January/February 2018 - 25

HEALTH INSURANCE
for NPMA Members

Consumer Directed Spending Accounts

NO SETUP FEE OR MONTHLY MINIMUM CHARGE.

* Health Savings Account (HSA) - An HSA is a taxadvantaged personal savings account that can be used
to pay for medical, dental, vision and other qualified
expenses now or later in the employee's life.
* Health Care Flexible Spending Account - A flexible
spending account (FSA) is an employer-sponsored benefit
account that allows employees the opportunity to set
aside pre-tax funds to help pay for eligible healthcare
expenses.
* Dependent Care Flexible Spending Account - This
option gives your employees the ability to pay for workrelated dependent care expenses with pre-tax dollars.
DCA's may provide your employee more tax advantages
than the federal income credit.
* Limited-Purpose Flexible Spending Account - For
employees who are actively contributing to an HSA
account, a Limited-Purpose FSA allows for employees to
maximize their health care dollars.

125 Cafeteria plan administration

DK Young will create or amend plan documentation at no
additional cost.

Voluntary Insurance Products (VIP)
through Transamerica Life Insurance
Company

* AccidentAdvance® - An off-the-job accident insurance
policy can help employees pay for medical bills and
other out-of-pocket expenses that often arise after an
unexpected injury.
* CancerSelect® Plus - A voluntary cancer-only insurance
policy can assist employees with benefits to help defer the
direct medical and indirect non-medical costs of cancer
treatment.
* TransDI® Plus - A short-term disability income
insurance policy will pay employees a monthly benefit if
they are unable to work because of a covered illness or
injury.
* Hospital Select® II - A hospital indemnity insurance
policy pays an employee a specified benefit amount for
each day they are confined to the hospital or intensive
care and it also pays a benefit for hospital confinement.
* Trans Select 20 Term Life Insurance - Term life
insurance provides employees a guaranteed death benefit
amount for 20 years at a set premium. Premiums are
scheduled to remain level for 20 years and are guaranteed
level for the first five years.

Discounts by Design

$6.95 PER PERSON PER MONTH
* Additional savings available through our Discounts by
Design program. Save on dental, vision, chiropractic -
even pet expenses!

Costs to Participate in the NPMA
Health Insurance Exchange

The cost for the exchange is $6.00 per person with an
additional $5.50 for the HRA participants. Individual FSA is
$5.50 per month fee. If you chose an HRA with an FSA the
total cost is $5.50. The Discounts by Design fee is $6.95 per
person per month.
PESTWORLD > JA NUARY | FEBRUARY 2018

| 25



Table of Contents for the Digital Edition of PestWorld - January/February 2018

President’s Message
FARM BILL 101
GEARING UP FOR LEGISLATIVE DAY
PREEMPTION 101
Standards: Safety First
Marketing Corner: Is Your Website Up to Speed?
Membership Programs: Health Insurance for NPMA Members
Ask the Expert
TWO PREREQUISITES TO MANAGING SMALL BUSINESS GROWTH
Index of Advertisers
Calendar of Events
PestWorld - January/February 2018 - Intro
PestWorld - January/February 2018 - cover1
PestWorld - January/February 2018 - cover2
PestWorld - January/February 2018 - 3
PestWorld - January/February 2018 - 4
PestWorld - January/February 2018 - 5
PestWorld - January/February 2018 - 6
PestWorld - January/February 2018 - 7
PestWorld - January/February 2018 - 8
PestWorld - January/February 2018 - President’s Message
PestWorld - January/February 2018 - FARM BILL 101
PestWorld - January/February 2018 - 11
PestWorld - January/February 2018 - 12
PestWorld - January/February 2018 - 13
PestWorld - January/February 2018 - GEARING UP FOR LEGISLATIVE DAY
PestWorld - January/February 2018 - 15
PestWorld - January/February 2018 - 16
PestWorld - January/February 2018 - 17
PestWorld - January/February 2018 - PREEMPTION 101
PestWorld - January/February 2018 - 19
PestWorld - January/February 2018 - 20
PestWorld - January/February 2018 - Standards: Safety First
PestWorld - January/February 2018 - Marketing Corner: Is Your Website Up to Speed?
PestWorld - January/February 2018 - 23
PestWorld - January/February 2018 - Membership Programs: Health Insurance for NPMA Members
PestWorld - January/February 2018 - 25
PestWorld - January/February 2018 - Ask the Expert
PestWorld - January/February 2018 - 27
PestWorld - January/February 2018 - TWO PREREQUISITES TO MANAGING SMALL BUSINESS GROWTH
PestWorld - January/February 2018 - 29
PestWorld - January/February 2018 - Calendar of Events
PestWorld - January/February 2018 - cover3
PestWorld - January/February 2018 - cover4
PestWorld - January/February 2018 - divider1
PestWorld - January/February 2018 - divider2
PestWorld - January/February 2018 - outsert1
PestWorld - January/February 2018 - outsert2
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