Western Banker - November/December 2016 - 26


Welcome New Members
New WIB Bank Members
Cache Valley Bank
Logan, UT
www.cachevalleybank.com
$943MM Assets
13 Branches
Cache Valley Bank is a hometown bank
that is owned and operated by members
of the local community. All decisions
are made locally by people you know
and trust. And with thirteen locations
and online services for consumers and
businesses, Cache Valley Bank is always
ready to serve your banking needs.
Whether you are an individual in need
of a simple checking account, a business
looking for more extensive services or
perhaps somewhere in between, you
have options at Cache Valley Bank.

People's Bank of Commerce
Medford, OR
www.peoplesbankofcommerce.com
$260MM Assets
5 Branches
People's was founded in 1998 with
the belief that as a locally owned and
managed community bank, we could do
a better job delivering customized, highquality banking services and products
to the Rogue Valley. Our experienced
bankers know our community and its
people and businesses. Policies and
decisions are made locally and in a
thoughtful and responsive manner. We
strongly believe that investing our time
and resources locally helps build and
strengthen our economy and community.

New WIB Associate Members
BodeTree
www.bodetree.com
BodeTree Platform is the complete
financial technology solution for
working with small businesses to create
profitable and long-lasting customer
relationships. BodeTree Platform is
co-branded for your institution to
offer as a custom product to help small
business customers quickly and easily
organize their finances and find the
right solutions at the right time.

FundBox
www.fundbox.com
Fundbox leverages deep data
analytics to accelerate cash flow and
clear invoices for small business.
The Fundbox risk engine taps into
numerous data signals within its
network to assess customers and
invoices for risk automatically
and instantly, allowing small
businesses to choose which invoices
to clear with a single click.

Linqto
www.linqto.com
Linqto was incorporated in 2010 by
co-founders Vicki Lawrence and Bill
Sarris. Since its inception, it has been
providing the Financial Services and
Educational verticals with software and
engineering services. Linqto specializes
in white-labeled, difficult to engineer
projects for banking. Linqto's eight
senior-level engineers have a combined
100+ years in financial services
software development experience
and include former staff engineers
at Intuit and former principals of
three software development firms.

eGlobal ATM Services
www.eglobal.com
eGlobal is registered directly with
all of the global Debit Networks,
including Visa, Plus, MasterCard,
Cirrus, Pulse, Star and more and
has ATM transaction processing
and sponsorship relationships
with WorldPay, Columbus Data
Services and MetaBank. One of the
largest registered independent sales
organizations (ISOs) in the United
States, eGlobal is a top-tier distributor
for all ATM equipment manufacturers,
including Nautilus Hyosung, Hantle,
Triton, Genmega and NCR. ●

26 www.wib.org Western Banker

Index of Advertisers
ATTORNEYS
Horgan, Rosen, Beckham &
23Coren, LLP.................................Inside Front Cover
www.hrbc.com
BONDS
FTN Financial................................ Outside Back Cover
www.ftnfinancial.com
COMPENSATION CONSULTING
McLagan...................................................................14
www.mclagan.com
EDUCATION
Pacific Coast Banking School..........Inside Front Cover
www.thePCBS.org
FINANCIAL SERVICES
Sabal Financial Group, L.P. .........................................4
www.lending.sabalfin.com
FLOOD ZONE CERTIFICATIONS
Nationwide Real Estate Tax and Flood Service ........23
www.nationwidecompliance.com
IMPOUND ESCROW SERVICES
Nationwide Real Estate Tax and Flood Service ........23
www.nationwidecompliance.com
INSURANCE
J B Lloyd & Associates LLC ......................................20
www.lloyd-ins.com
REAL ESTATE TAX DELINQUENCY REPORTING
Nationwide Real Estate Tax and Flood Service ........23
www.nationwidecompliance.com


http://www.peoplesbankofcommerce.com http://www.cachevalleybank.com http://www.bodetree.com http://www.fundbox.com http://www.hrbc.com http://www.ftnfinancial.com http://www.mclagan.com http://www.thePCBS.org http://www.linqto.com http://www.eglobal.com https://lending.sabalfin.com/Lending/Home/Landing http://www.nationwidecompliance.com http://www.nationwidecompliance.com http://www.lloyd-ins.com http://www.nationwidecompliance.com http://www.wib.org

Table of Contents for the Digital Edition of Western Banker - November/December 2016

A Message from the President & CEO
Back to the Future to Manage Portfolio Performance
The WIB App Store
Managing Your Bank’s Reputation by Taking an “Inside-Out” Approach to Communicating News
Interest Rate Risk and ALM: Most Institutions Are Doing it Wrong
Everything Old is New Again — Updating FCRA Compliance in a CFPB World
Professional Development
Secrets to Employee Engagement for Bank Managers
March of the Millennials: Cultivating Relationships Within the Digital Generation
Welcome New Members
Index of Advertisers
Western Banker - November/December 2016 - cover1
Western Banker - November/December 2016 - cover2
Western Banker - November/December 2016 - 3
Western Banker - November/December 2016 - 4
Western Banker - November/December 2016 - A Message from the President & CEO
Western Banker - November/December 2016 - Back to the Future to Manage Portfolio Performance
Western Banker - November/December 2016 - 7
Western Banker - November/December 2016 - 8
Western Banker - November/December 2016 - 9
Western Banker - November/December 2016 - The WIB App Store
Western Banker - November/December 2016 - 11
Western Banker - November/December 2016 - 12
Western Banker - November/December 2016 - Managing Your Bank’s Reputation by Taking an “Inside-Out” Approach to Communicating News
Western Banker - November/December 2016 - 14
Western Banker - November/December 2016 - Interest Rate Risk and ALM: Most Institutions Are Doing it Wrong
Western Banker - November/December 2016 - 16
Western Banker - November/December 2016 - 17
Western Banker - November/December 2016 - Everything Old is New Again — Updating FCRA Compliance in a CFPB World
Western Banker - November/December 2016 - 19
Western Banker - November/December 2016 - 20
Western Banker - November/December 2016 - Professional Development
Western Banker - November/December 2016 - Secrets to Employee Engagement for Bank Managers
Western Banker - November/December 2016 - 23
Western Banker - November/December 2016 - March of the Millennials: Cultivating Relationships Within the Digital Generation
Western Banker - November/December 2016 - 25
Western Banker - November/December 2016 - Index of Advertisers
Western Banker - November/December 2016 - cover3
Western Banker - November/December 2016 - cover4
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