ALWAYS USE YOUR CHECKLIST. Before you decide on any aviation insurance policy, check to see if it offers all the advantages that Avemco Insurance Company does* . • Avemco is the only direct insurer, so you always speak directly with a decision-maker. • Avemco is the only insurer that lets you manage your policy and pay your premium online. • Avemco has been protecting pilots for over 50 years and is rated A+ (Superior) by A.M. Best. * • Avemco offers a broad range of competitive coverage options. • Avemco is a leading safety advocate with premium savings in our Safety Rewards Program. Get a free quote and get a free hat. Call ( 800) 276 5208 or visit avemco.com/aopa Not all coverages or products may be available in all jurisdictions. The description of coverage in these pages is for information purposes only. Actual coverages will vary based on local law requirements and the terms and conditions of the policy issued. The information described herein does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by Avemco. In the event that a policy is inconsistent with the information described herein, the language of the policy will take precedence. Premium credits are subject to underwriting guidelines. For the latest AM Best rating visit ambest.com. Free hat offer not available in New Mexico. A subsidiary of HCC Insurance Holdings, Inc. avemco.com ADS0109 (11/12)http://www.avemco.com/aopa http://www.ambest.com http://www.avemco.com http://www.avemco.com