AOPA Pilot Magazine - November 2013 - 106

NEWS & NOTES

INSURANCE AGENCY

INSURANCE FILE

Nonowner’s Insurance:
Add it to your checklist
JOHN FELT THE AIRPLANE ROCK under the influence
of a gusting north wind as he rolled into position for
takeoff on Runway 27. He planned to be back in an
hour or so. Just a quick Sunday morning flight with
his neighbor, Bob. One hour and 10 minutes later John
wondered just how much it would cost to fix that
wheel fairing, replace a runway light, and file out that
nick in the prop. Turns out that botched crosswind
landing, wheel fairing, runway light, and “nicked” prop
cost $30,000! The wheel pant was $300 and the airport manager had a spare runway light, but that prop
was a problem, and an engine teardown and inspection was required.
So just what did John have to worry about? Here’s a
partial list: Damage to the airport property, fire department response fees, salvage company fee to get John’s
airplane out of the mud, one aircraft wash job, the aircraft policy deductible, two months storage in a repair
shop, one wheel fairing, one new prop (the damaged
prop had 25 hours on it), one engine teardown and
inspection, the parts and labor to repair the engine,
new paint on the repaired and replaced parts of the
aircraft, engine and aircraft test flights including pilot
charges, the significant cost of an accident investigation
and defense costs, a possible subrogation lawsuit by the

BY BILL SNEAD

President,
AOPA Insurance Services

owner’s insurance company, a possible lawsuit by the
aircraft owner for damages not covered by his insurance,
two months loss of use/profits to the flight school, and
the cost of an attorney to represent him just in case his
friend Bob decided he might have been hurt after all.
Luckily, Bob saw the incident as just a good story, and
John had purchased Nonowner’s (Renters) Insurance
from the AOPA Insurance Agency. His policy covered
everything—everything except for one FAA checkride,
a bruised ego, and a big thank you to the operator of the
flight school that had insisted John carry insurance. Add
Nonowner’s Insurance to your checklist. It is an important part of being a responsible pilot.
BILL SNEAD was named president of the AOPA

Insurance Agency in 2013.

ON THE

WEB

AOPA INSURANCE SERVICES Call 800-622-2672.

Get immediate Insurance with a credit card online
(http://insurance.aopa.org/aviation/
non-owned-insurance).

CONTACT AOPA
AOPA FOUNDATION
ADDRESS CHANGE?

Send your new address and AOPA
membership number to AOPA:

AOPA AIRCRAFT INSURANCE

800-955-9115
www.aopafoundation.org

800-622-AOPA (622-2672)
www.aopainsurance.org

AIR SAFETY INSTITUTE

AOPA AIRCRAFT PARTNERSHIP PROGRAM

421 Aviation Way
Frederick, Maryland 21701-4798

800-638-3101
www.airsafetyinstitute.org

800-622-AOPA (622-2672)
www.aopa.org/aircraftpartnership

Fax: 301-695-2375
www.aopa.org

AOPA CREDIT CARD PROGRAM

AOPA PILOT PROTECTION SERVICES

800-523-7666
www.aopa.org/creditcard

800-USA-AOPA (872-2672)
www.aopa.org/pps

TOLL-FREE PILOT
INFORMATION CENTER

AOPA AIRCRAFT FINANCING

AOPA RENTAL CAR PROGRAM

800-USA-AOPA (872-2672)
www.aopa.org

800-627-5263
www.aopafinance.com

866-315-9155
www.aopa.org/cars

NEW EXTENDED PILOT INFORMATION CENTER HOURS

Now you can enjoy a whole new level of access to the team of aviation experts in our Pilot Information Center with our convenient
extended weekday hours. The Pilot Information Center is now available until 8 p.m. Eastern time every weekday. Call 800-USA-AOPA
(872-2672) Monday through Friday, 8:30 a.m. until 8 p.m. Eastern time, with your questions and our staff will be happy to assist you.
WEB Visit the website (www.aopa.org/aopaplus) to learn about upgrading to the AOPA Plus membership.

106 | AOPA PILOT November 2013

http://insurance.aopa.org/aviation/non-owned-insurance http://insurance.aopa.org/aviation/non-owned-insurance http://insurance.aopa.org/aviation/non-owned-insurance http://www.aopafoundation.org http://www.aopainsurance.org http://www.airsafetyinstitute.org http://www.aopa.org/aircraftpartnership http://www.aopa.org http://www.aopa.org/creditcard http://www.aopa.org/pps http://www.aopa.org http://www.aopafinance.com http://www.aopa.org/cars http://www.aopa.org/aopaplus

AOPA Pilot Magazine - November 2013

Table of Contents for the Digital Edition of AOPA Pilot Magazine - November 2013