AOPA Pilot Magazine - December 2013 - 102

NEWS & NOTES

AOPA INSURANCE AGENCY

INSURANCE FILE
BY BRENDA J. JENNINGS

Lienholder coverage:
When it's not your fault
UNDERSTANDABLY, THE LENDING institute that helped
fund your aircraft purchase wants to ensure your loan
will be repaid in the event of an accident in which
your insurance company denies the hull claim for
some reason (usually because you violated certain
policy requirements).
The most common example of such a violation
would be a loss arising when your aircraft is being
operated by a non-approved pilot. If, following an
accident, it's discovered a pilot not approved by
your policy was operating the aircraft when the loss
occurred, coverage could be voided and you'd be obligated to pay the lending institute the entire amount
owed on the aircraft yourself.
If your policy includes breach of warranty coverage, however, the insurance company would pay the
lender the proceeds from the claim in the event of
such an accident. Keep in mind, breach of warranty
coverage must be specifically requested, and is often
added at little to no extra cost.

Senior Vice President,
AOPA Insurance Services

A good question to ask potential lienholders
before you sign on the dotted line is whether they're
willing to amend your coverage to "Ground Not In
Motion" if your aircraft is laid up for an extended
period of time (you'll need their permission to avoid
violating your loan agreement). Many lenders will
flatly refuse (usually the larger ones). Some will consider the request on a case-by-case basis to help you
minimize insurance costs when your aircraft is not
in service.
Brenda J. Jennings is an aviation insurance professional with more than 35 years of experience.

ON THE

WEB

AOPA INSURANCE SERVICES  Call 800-622-2672.

Get immediate Insurance with a credit card online
(http://insurance.aopa.org/aviation).

CONTACT AOPA
AOPA FOUNDATION
ADDRESS CHANGE?

Send your new address and AOPA
membership number to AOPA:

AOPA AIRCRAFT INSURANCE

800-955-9115
www.aopafoundation.org

800-622-AOPA (622-2672)
www.aopainsurance.org

AIR SAFETY INSTITUTE

AOPA AIRCRAFT PARTNERSHIP PROGRAM

421 Aviation Way
Frederick, Maryland 21701-4798

800-638-3101
www.airsafetyinstitute.org

800-622-AOPA (622-2672)
www.aopa.org/aircraftpartnership

Fax: 301-695-2375
www.aopa.org

AOPA CREDIT CARD PROGRAM

AOPA PILOT PROTECTION SERVICES

800-523-7666
www.aopa.org/creditcard

800-USA-AOPA (872-2672)
www.aopa.org/pps

TOLL-FREE PILOT
INFORMATION CENTER

AOPA AIRCRAFT FINANCING

AOPA RENTAL CAR PROGRAM

800-USA-AOPA (872-2672)
www.aopa.org

800-627-5263
www.aopafinance.com

866-315-9155
www.aopa.org/cars

NEW EXTENDED PILOT INFORMATION CENTER HOURS

Now you can enjoy a whole new level of access to the team of aviation experts in our Pilot Information Center with our convenient
extended weekday hours. The Pilot Information Center is now available until 8 p.m. Eastern time every weekday. Call 800-USA-AOPA
(872-2672) Monday through Friday, 8:30 a.m. until 8 p.m. Eastern time, with your questions and our staff will be happy to assist you.
WEB Visit the website (www.aopa.org/aopaplus) to learn about upgrading to the AOPA Plus membership.

102  |  AOPA PILOT  December 2013


http://www.aopa.org http://insurance.aopa.org/aviation http://insurance.aopa.org/aviation http://www.aopafoundation.org http://www.aopainsurance.org http://www.airsafetyinstitute.org http://www.aopa.org/aircraftpartnership http://www.aopa.org http://www.aopa.org/creditcard http://www.aopa.org/pps http://www.aopa.org http://www.aopafinance.com http://www.aopa.org/cars http://www.aopa.org/aopaplus

AOPA Pilot Magazine - December 2013

Table of Contents for the Digital Edition of AOPA Pilot Magazine - December 2013

AOPA Pilot Magazine - December 2013
Contents
President’s Position
Visual Approach
Letters
Waypoints
Proficient Pilot
Foundation Focus
License to Learn
Pilot Counsel
Fly Well
What Happens in Vegas...
AOPA Sweepstakes
Aviation Jobs
Gift Guide
Pilot Products
Pilot Products
News
People
Yacht of the Air
Around the World in 25 Days
Aviation Legends Walter Extra
Safety Pilot Landmark Accident: Unpredicted, Unadvised, Unaware
Summit 2013: Meeting Mr. Baker
Technique
Proficiency
Wx Watch
Technology
Ownership
Frugal Flier
Never Again
State and Local Action
Member Products
AOPA Foundation
Member Services
Government Affairs
AOPA Insurance Agency
Fly by Wire
Pilots
AOPA Pilot Magazine - December 2013 - AOPA Pilot Magazine - December 2013
AOPA Pilot Magazine - December 2013 - Cover2
AOPA Pilot Magazine - December 2013 - Contents
AOPA Pilot Magazine - December 2013 - 2
AOPA Pilot Magazine - December 2013 - 3
AOPA Pilot Magazine - December 2013 - President’s Position
AOPA Pilot Magazine - December 2013 - 5
AOPA Pilot Magazine - December 2013 - 6
AOPA Pilot Magazine - December 2013 - 7
AOPA Pilot Magazine - December 2013 - 8
AOPA Pilot Magazine - December 2013 - 9
AOPA Pilot Magazine - December 2013 - Visual Approach
AOPA Pilot Magazine - December 2013 - 11
AOPA Pilot Magazine - December 2013 - Letters
AOPA Pilot Magazine - December 2013 - 13
AOPA Pilot Magazine - December 2013 - 14
AOPA Pilot Magazine - December 2013 - 15
AOPA Pilot Magazine - December 2013 - Waypoints
AOPA Pilot Magazine - December 2013 - 17
AOPA Pilot Magazine - December 2013 - Proficient Pilot
AOPA Pilot Magazine - December 2013 - 19
AOPA Pilot Magazine - December 2013 - Foundation Focus
AOPA Pilot Magazine - December 2013 - 21
AOPA Pilot Magazine - December 2013 - License to Learn
AOPA Pilot Magazine - December 2013 - 23
AOPA Pilot Magazine - December 2013 - Pilot Counsel
AOPA Pilot Magazine - December 2013 - 25
AOPA Pilot Magazine - December 2013 - Fly Well
AOPA Pilot Magazine - December 2013 - 27
AOPA Pilot Magazine - December 2013 - What Happens in Vegas...
AOPA Pilot Magazine - December 2013 - 29
AOPA Pilot Magazine - December 2013 - AOPA Sweepstakes
AOPA Pilot Magazine - December 2013 - 31
AOPA Pilot Magazine - December 2013 - Aviation Jobs
AOPA Pilot Magazine - December 2013 - 33
AOPA Pilot Magazine - December 2013 - Gift Guide
AOPA Pilot Magazine - December 2013 - Pilot Products
AOPA Pilot Magazine - December 2013 - Pilot Products
AOPA Pilot Magazine - December 2013 - 37
AOPA Pilot Magazine - December 2013 - News
AOPA Pilot Magazine - December 2013 - 39
AOPA Pilot Magazine - December 2013 - People
AOPA Pilot Magazine - December 2013 - 41
AOPA Pilot Magazine - December 2013 - Yacht of the Air
AOPA Pilot Magazine - December 2013 - 43
AOPA Pilot Magazine - December 2013 - 44
AOPA Pilot Magazine - December 2013 - 45
AOPA Pilot Magazine - December 2013 - 46
AOPA Pilot Magazine - December 2013 - 47
AOPA Pilot Magazine - December 2013 - 48
AOPA Pilot Magazine - December 2013 - 49
AOPA Pilot Magazine - December 2013 - Around the World in 25 Days
AOPA Pilot Magazine - December 2013 - 51
AOPA Pilot Magazine - December 2013 - 52
AOPA Pilot Magazine - December 2013 - 53
AOPA Pilot Magazine - December 2013 - 54
AOPA Pilot Magazine - December 2013 - 55
AOPA Pilot Magazine - December 2013 - 56
AOPA Pilot Magazine - December 2013 - 57
AOPA Pilot Magazine - December 2013 - 58
AOPA Pilot Magazine - December 2013 - 59
AOPA Pilot Magazine - December 2013 - Aviation Legends Walter Extra
AOPA Pilot Magazine - December 2013 - 61
AOPA Pilot Magazine - December 2013 - 62
AOPA Pilot Magazine - December 2013 - 63
AOPA Pilot Magazine - December 2013 - Safety Pilot Landmark Accident: Unpredicted, Unadvised, Unaware
AOPA Pilot Magazine - December 2013 - 65
AOPA Pilot Magazine - December 2013 - 66
AOPA Pilot Magazine - December 2013 - 67
AOPA Pilot Magazine - December 2013 - Summit 2013: Meeting Mr. Baker
AOPA Pilot Magazine - December 2013 - 69
AOPA Pilot Magazine - December 2013 - 70
AOPA Pilot Magazine - December 2013 - 71
AOPA Pilot Magazine - December 2013 - Technique
AOPA Pilot Magazine - December 2013 - 73
AOPA Pilot Magazine - December 2013 - 74
AOPA Pilot Magazine - December 2013 - 75
AOPA Pilot Magazine - December 2013 - Proficiency
AOPA Pilot Magazine - December 2013 - 77
AOPA Pilot Magazine - December 2013 - 78
AOPA Pilot Magazine - December 2013 - Wx Watch
AOPA Pilot Magazine - December 2013 - 80
AOPA Pilot Magazine - December 2013 - Technology
AOPA Pilot Magazine - December 2013 - 82
AOPA Pilot Magazine - December 2013 - Ownership
AOPA Pilot Magazine - December 2013 - 84
AOPA Pilot Magazine - December 2013 - 85
AOPA Pilot Magazine - December 2013 - Frugal Flier
AOPA Pilot Magazine - December 2013 - 87
AOPA Pilot Magazine - December 2013 - Never Again
AOPA Pilot Magazine - December 2013 - 89
AOPA Pilot Magazine - December 2013 - 90
AOPA Pilot Magazine - December 2013 - 91
AOPA Pilot Magazine - December 2013 - State and Local Action
AOPA Pilot Magazine - December 2013 - 93
AOPA Pilot Magazine - December 2013 - Member Products
AOPA Pilot Magazine - December 2013 - 95
AOPA Pilot Magazine - December 2013 - AOPA Foundation
AOPA Pilot Magazine - December 2013 - 97
AOPA Pilot Magazine - December 2013 - Member Services
AOPA Pilot Magazine - December 2013 - 99
AOPA Pilot Magazine - December 2013 - Government Affairs
AOPA Pilot Magazine - December 2013 - 101
AOPA Pilot Magazine - December 2013 - AOPA Insurance Agency
AOPA Pilot Magazine - December 2013 - 103
AOPA Pilot Magazine - December 2013 - 104
AOPA Pilot Magazine - December 2013 - 105
AOPA Pilot Magazine - December 2013 - 106
AOPA Pilot Magazine - December 2013 - Fly by Wire
AOPA Pilot Magazine - December 2013 - 108
AOPA Pilot Magazine - December 2013 - 109
AOPA Pilot Magazine - December 2013 - 110
AOPA Pilot Magazine - December 2013 - 111
AOPA Pilot Magazine - December 2013 - Pilots
AOPA Pilot Magazine - December 2013 - Cover3
AOPA Pilot Magazine - December 2013 - Cover4
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