GRAND Magazine - May/June 2015 - (Page 1)
A 529 plan with proven results:
Scholars Choice 529
Ranked the #1 advisor-sold 529 plan by
Savingforcollege.com for the 5-year rolling period
ending December 31, 2014
Investment excellence for over 5 years for the oneyear period
Western Asset Core Plus Bond Fund is one of the
underlying funds in the Scholars Choice portfolios,
and it's managed by award winning Western Asset -
Morningstar's 2014 U.S. Fixed-Income Fund Manager
of the Year. Western Asset Core Plus Bond Fund is not
available in all Scholars Choice investment options.*
One of the largest advisor-sold plans nationwide, backed
by low fees and multi-manager investment options
For a proven plan committed to excellence,
An investor should consider the Program's investment objectives, risks, charges and expenses before
investing. The Program Disclosure Statement at scholars-choice.com, which contains more information, should
be read carefully before investing. If an investor and/or an investor's beneficiary are not Colorado taxpayers,
they should consider before investing whether their home states offer 529 plans that provide state tax and
other benefits only available to state taxpayers investing in such plans.
* Awarded to Ken Leech, Carl Eichstaedt, and Mark Lindbloom for Western Asset Core Bond Fund (WACSX) and Western Asset Core Plus Bond Fund (WAPSX) named Morningstar 2014 U.S.
Fixed-Income Manager of the Year, United States of America. Morningstar Awards 2015 © Morningstar, Inc.
Morningstar Fund Manager of the Year award recognizes portfolio managers who demonstrate excellent investment skill and the courage to differ from the consensus to benefit investors. To qualify
for the award, managers' funds must have not only posted impressive returns for the year, but the managers also must have a record of delivering outstanding long-term performance and of aligning
their interests with shareholders'. The Fund Manager of the Year award winners are chosen based on Morningstar's proprietary research and in-depth evaluation by its fund analysts.
All Savingforcollege.com rankings are as of December 31, 2014 and are based on the universe of 30 advisor-sold plans for Class A share performance (including maximum sales charges). The
portfolios within the plans are compared and ranked based on published investment returns. The plan's composite ranking is determined by the average of its percentile ranking. The ranking is based
on short- and long-term performance (i.e., rolling 1-, 3-, 5- and 10-year periods). The program ranked 2, 2, 1 and 8 for the quarterly rolling 1-, 3-, 5- and 10-year periods, respectively. Past
performance is no guarantee of future results. The performance and rankings discussed are inherently limited and are not indicative of longer-term performance. Current performance may be
lower or higher than performance results used for these rankings, resulting in different rankings that may be lower than those shown. Market volatility, interest rate changes and economic events,
among other factors, can affect an investment's short-term returns.
Savingforcollege.com derives the rankings using each plan's relevant portfolio performance in seven unique asset allocation categories: 100% Equity, 80% Equity, 60% Equity, 40% Equity, 20%
Equity, 100% Fixed and 100% Short Term. The plan's composite ranking is determined by the average of its percentile ranking in these categories. Within each category, portfolios are compared and
ranked based on published investment returns. Separate rankings are produced for 1-, 3-, 5- and 10-year periods. In addition, two versions of rankings for each performance period are produced: one
based on performance without sales charges and the other based on performance with maximum sales charges. Please visit Savingforcollege.com for more information about the ranking.
Additional unit classes may exist for each plan ranked. Please refer to each plan's program disclosure statement for more information regarding its performance, fees and expenses. For Scholars
Choice's program disclosure statement, please visit scholars-choice.com.
Investments in the Scholars Choice College Savings Program are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution.
Investments are not guaranteed by the State of Colorado, CollegeInvest, QS Legg Mason Global Asset Allocation, LLC, Legg Mason Investor Services, LLC, or Legg Mason, Inc. or its affiliates and
are subject to investment risks, including loss of principal amount invested.
Scholars Choice is a registered service mark of CollegeInvest. CollegeInvest and the CollegeInvest logo are registered trademarks. Administered and issued by CollegeInvest, State of Colorado. QS
Legg Mason Global Asset Allocation, LLC is the Investment Manager and Legg Mason Investor Services, LLC is the primary distributor of interests in the Program; together they serve as Manager of
the Program. QS Legg Mason Global Asset Allocation and Legg Mason Investor Services, LLC are Legg Mason, Inc. affiliates.
QS Legg Mason Global Asset Allocation (QS LMGAA) is part of the combined QS Investors investment platform, which is comprised of QS Investors, LLC, QS Batterymarch Financial Management,
Inc. and QS LMGAA.
©2015 Legg Mason Investor Services, LLC. Member FINRA, SIPC. Legg Mason Investor Services, LLC is a subsidiary of Legg Mason, Inc.
scholars-choice.com SCHX016827 468464 4/15 FN1413390
INVESTMENT PRODUCTS: NOT FDIC INSURED * NO BANK GUARANTEE * MAY LOSE VALUE
Rules For Sassy
Why Fun Men Make
Is Just Being
Celebrating 50 Years
The Magazine for grandparenTs
and Their faMilies
Granddad on a Mission
Curing Alzheimer's: How You Can Help + The Miracles In You
Table of Contents for the Digital Edition of GRAND Magazine - May/June 2015
GRAND Magazine - May/June 2015