Condo Media - April 2011 - 2

CONDO MEDIA
CHAPTER EXECUTIVE DIRECTOR Claudette Carini CAI NEW ENGLAND BOARD OF DIRECTORS Beth Tramontozzi, President Scott Wolf, CMCA, AMS, PCAM, President-Elect Paul V. (Pete) Garrett, CMCA, AMS, PCAM, Vice President Barbara Vieira, CMCA, AMS, Treasurer Paut T. Carroccio, P.E., CMCA, AMS, PCAM, Clerk Janet Aronson, Esq. Director Tony Chiarelli, Director Andrew J. Costa, Director Geri Matraia, Director Jared McNabb, CMCA, PCAM, Director Ellen A. Shapiro, Esq., Director CONDO MEDIA INC. BOARD MEMBERS Jared McNabb, CMCA, PCAM, President Wesley K. Blair III, Vice President James Connolly, Treasurer Ellen A. Shapiro, Esq. Clerk Richard E. Brooks, Esq., Director Claudette Carini, Director Jack Carr, P.E., RS, LEED-AP, Director Richard Churchill, Director COMMITTEE CHAIRS Attorneys’ Committee Patrick Brady, Esq. / Gary M. Daddario, Esq. Banquet Committee Erin M. Kremser Communications Committee Charlotte A. Scuderi Conference & Expo Beth Tramontozzi Golf Tournament Paula Solemina / Tony Chiarelli Maine Legislative Action Committee Bruce McGlauflin, Esq. Managers’ Committee David Boston, CMCA, AMS Massachusetts Legislative Action Committee Thomas Moriarty, Esq. Membership Committee Jared McNabb, CMCA, PCAM Program Advisory Council Jennifer Barnett, Esq. / Scott Wolf, CMCA, AMS, PCAM Public Relations Committee Robert McBride, CMCA, AMS, PCAM Rhode Island Legislative Action Committee Ed Allcock, Esq. / Frank A. Lombardi, Esq. Vermont Legislative Action Committee David Boston, CMCA, AMS EDITORIAL Claudette Carini ccarini@caine.org CONTRIBUTING EDITOR Sandi Trapasso strapasso@caine.org SALES AND MARKETING Natalie Springsteen nspringsteen@caine.org ADVERTISING COORDINATOR Jeanne Yanaro jyanaro@caine.org CORRESPONDENCE CAI New England / Condo Media Inc. 888 Worcester St., Ste. 20 Wellesley, MA 02482 (781) 237-9020, Fax (781) 237-9028 www.caine.org CREATIVE SERVICES McNeill Group Inc. (215) 321-9662 www.mcneill-group.com

FROM THE CED’S DESK

The Official Publication of CAI New England

The Ugly Duckling
et’s face it, the fact is that some things are just more interesting and get more attention than others. And when it comes to issues surrounding the community association industry, it’s clear which chapter programs, events and services pique the interest and attention of our members and readers. Questions posed to the chapter office often raise concerns that are specific to rules and regulations — not insurance. Hundreds of people turn out for the Annual Golf Tournament — not the M-205 Risk Management program. And it’s often been standing room only at the “Almost Free Legal Advice” seminar — not at the “Are You Covered?, Insurance for Community Associations” seminar (which, in fact, has been previously canceled due to a lack of attendees.) Insurance may not be the most interesting topic, but it is one of the most important association and homeowner issues boards and residents alike should address. From understanding what insurance the association, owners or both have (or maybe don’t have, but should) to determining risk and the amount of insurance that is adequate, all parties need to have a thoughtful conversation with their insurance agent to determine the best coverage for their situation. Associations and residents often don’t look at the policy until there is a claim — and that will most likely be too late. The annual insurance directory provides a resource of companies that can help board members and owners better understand their current needs and future risk. The brave new world of technology has brought with it additional threats and risks that were nonexistent a decade ago. This month’s cover story addresses cyber issues that should be included in any risk management discussion. And the insurance column demystifies the often complex situations associated with pipe leaks and water damage claims. The topic of “insurance” may be an ugly duckling, but it creates every day questions and concerns for community associations as well as the professionals that manage them.

L

Sincerely,

Condo Media USPS # 018-946 is published monthly in Wellesley, Massachusetts by the New England Chapter of the Community Associations Institute, 888 Worcester Street, Suite 20, Wellesley, MA 02482. Publisher’s periodical rate postage paid at Boston, Massachusetts and additional mailing offices. Subscriptions: $36/year. POSTMASTER: Please send address changes to Condo Media c/o the New England Chapter of the Community Associations Institute, 888 Worcester Street, Suite 20, Wellesley, MA 02482. This publication attempts to provide CAI’s membership with information on community association issues. Authors are responsible for developing the logic of their expressed opinions and for the authenticity of all presented facts in articles. CAI does not necessarily endorse or approve statements of fact or opinion made in these pages and assumes no responsibility for those statements. This publication is issued with the understanding that the publisher is not engaged in rendering legal, accounting or other professional services. If legal advice or other expert assistance is required, the services of a competent professional should be sought. Form A Declaration of Principles, jointly adopted by a Committee of the American Bar Association and a Committee of Publishers.

Claudette Carini Chapter Executive Director

2

CONDO MEDIA • APRIL 2011


http://www.caine.org http://www.mcneill-group.com

Condo Media - April 2011

Table of Contents for the Digital Edition of Condo Media - April 2011

Condo Media - April 2011
Contents
From the CED’s Desk
President’s Message
CAI News
CAI Regional News
Asked & Answered
Homeowner’s Corner
Insurance
Legal
Vendor Spotlight
Board Member Insight
Maintenance
2011 CAI-NE Insurance & Restoration Directory
Advertisers Index
Classified Service Directory
Condo Media - April 2011 - Condo Media - April 2011
Condo Media - April 2011 - Cover2
Condo Media - April 2011 - Contents
Condo Media - April 2011 - From the CED’s Desk
Condo Media - April 2011 - 3
Condo Media - April 2011 - President’s Message
Condo Media - April 2011 - 5
Condo Media - April 2011 - CAI News
Condo Media - April 2011 - 7
Condo Media - April 2011 - 8
Condo Media - April 2011 - 9
Condo Media - April 2011 - 10
Condo Media - April 2011 - 11
Condo Media - April 2011 - 12
Condo Media - April 2011 - 13
Condo Media - April 2011 - 14
Condo Media - April 2011 - 15
Condo Media - April 2011 - 16
Condo Media - April 2011 - 17
Condo Media - April 2011 - CAI Regional News
Condo Media - April 2011 - 19
Condo Media - April 2011 - 20
Condo Media - April 2011 - 21
Condo Media - April 2011 - Asked & Answered
Condo Media - April 2011 - 23
Condo Media - April 2011 - Homeowner’s Corner
Condo Media - April 2011 - 25
Condo Media - April 2011 - Insurance
Condo Media - April 2011 - 27
Condo Media - April 2011 - 28
Condo Media - April 2011 - 29
Condo Media - April 2011 - Legal
Condo Media - April 2011 - 31
Condo Media - April 2011 - 32
Condo Media - April 2011 - 33
Condo Media - April 2011 - 34
Condo Media - April 2011 - 35
Condo Media - April 2011 - 36
Condo Media - April 2011 - 37
Condo Media - April 2011 - 38
Condo Media - April 2011 - 39
Condo Media - April 2011 - Vendor Spotlight
Condo Media - April 2011 - 41
Condo Media - April 2011 - Board Member Insight
Condo Media - April 2011 - 43
Condo Media - April 2011 - 44
Condo Media - April 2011 - 45
Condo Media - April 2011 - Maintenance
Condo Media - April 2011 - 47
Condo Media - April 2011 - 48
Condo Media - April 2011 - 49
Condo Media - April 2011 - 50
Condo Media - April 2011 - 2011 CAI-NE Insurance & Restoration Directory
Condo Media - April 2011 - 52
Condo Media - April 2011 - 53
Condo Media - April 2011 - 54
Condo Media - April 2011 - 55
Condo Media - April 2011 - 56
Condo Media - April 2011 - 57
Condo Media - April 2011 - 58
Condo Media - April 2011 - Classified Service Directory
Condo Media - April 2011 - 60
Condo Media - April 2011 - 61
Condo Media - April 2011 - 62
Condo Media - April 2011 - 63
Condo Media - April 2011 - 64
Condo Media - April 2011 - Cover3
Condo Media - April 2011 - Cover4
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