THE QUESTION OF DEDUCTIBLE BY THOMAS G. SHIELDS, CLCS Is a per unit property damage deductible appropriate for my association? What exactly is it? These are questions encountered by boards and property managers alike as insurance carriers and agents continue to use this as a risk management tool. There are several reasons for the use or implementation of this deductible strategy. The same questions remain. Is it right for my association? What, if any, issues could this create? How will it affect the unit owners? TO PER UNIT ... T TO PER UNIT ... July 2019 CONDOMEDIA 47