Morningstar Advisor - October/November 2010 - 79

Market Share

Annual Con- Max. CDSC or tract Charges Front Load

CDSC Years

GMWB

GMIB

GMAB

Living Benefit Charge Range

Largest Subaccount by 06/30/10 Assets

Share of Total Assets

5.54% 3.88% 3.76% 3.51% 3.10% 2.69% 2.41% 2.40% 2.09% 1.99% 1.56% 1.43% 1.38% 1.31% 1.30% 1.28% 1.27% 1.12% 1.12% 1.11% 1.06% 0.98% 0.87% 0.86% 0.83% 0.81% 0.76% 0.73% 0.73% 0.72% 0.70% 0.66% 0.64% 0.63% 0.60% 0.59% 0.54% 0.53% 0.53% 0.52% 0.51% 0.49% 0.49% 0.48% 0.48% 0.48% 0.47% 0.43% 0.42% 0.41%

1.25% 1.70% 1.60% 1.30% 1.25% 1.25% 1.85% 1.60% 1.30% 1.40% 1.05% 1.65% 1.25% 1.60% 1.65% 1.25% 1.65% 0.65% 1.25% 0.35% 1.25% 1.30% 1.65% 1.15% 2.05% 1.35% 1.60% 1.30% 1.15% 1.35% 1.70% 1.52% 1.30% 1.65% 1.30% 1.30% 1.20% 1.55% 1.25% 0.75% 1.75% 0.80% 1.55% 1.35% 1.10% 1.30% 1.15% 1.15% 1.65% 1.50%

8.5 7 8 7 5 7 9 7 7 8.5 8 9 7 7 8.5 7 8 5.5 7 0 7.5 8 8 6 2 8 7 7 7 8 8 7 7 7 7 7 7 8 7 5.75 8 5.5 9 7 7 7 7 7 8 7

7 4 4 7 5 7 9 4 7 7 10 10 7 4 4 7 4 0 7 0 8 7 4 7 5 7 4 7 6 8 9 4 7 3 7 3 7 8 7 0 8 0 9 7 7 7 7 7 4 4

Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y N Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y N Y Y N N Y Y Y Y Y Y Y Y Y

N N N N N Y N Y Y N N N Y Y N Y N Y N N N N N N N N Y N Y N Y N Y Y N N N N N Y N N N N N N N N N Y

Y Y Y Y N N Y N N Y Y Y N N Y N N N Y N Y Y Y N N N N N Y N N N N Y N Y N N N N Y N Y N N N Y Y N Y

0.50%–1.50% 0.60%–0.95% 0.50%–1.50% 0.60%–0.95% 0.65%–0.65% 0.55%–1.50% 0.60%–0.95% 0.55%–1.50% 0.55%–1.50% 0.90%–1.20% 0.95%–1.25% 0.60%–0.95% 0.40%–0.90% 0.40%–0.90% 0.60%–0.95% 0.40%–0.90% 1.10%–1.30% 0.40%–0.90% 0.50%–1.25% No LBs 0.60%–0.95% 0.40%–1.25% 0.40%–1.25% 0.90%–0.90% Bulit-In GMWB 1.10%–1.30% 0.40%–0.90% 0.90%–0.90% 0.30%–1.05% 0.25%–1.25% 0.55%–1.50% 0.70%–1.35% 0.90%–1.10% 0.30%–1.05% 0.20%–1.00% 0.95%–1.25% No LBs 0.85%–1.20% 0.75%–1.15% 1.00%–1.00% 0.65%–0.65% 1.00%–1.00% 0.60%–0.95% 0.60%–1.50% 0.85%–1.20% 0.70%–1.35% 0.95%–0.95% 0.60%–0.95% 0.90%–0.90% 0.55%–1.05%

JNL Psp 2-FIX(ED) Prem Ret L-FIX(ED) JNL PspLFVA-FIX(ED) Prem Ret B-FIX(ED) VALIC PD-FIX(ED) Met PrefPrB-FIX(ED) AST Balanced Asset Allocation Met Invt Ser MetLife Balanced Strat B Met Invt Ser MetLife Balanced Strat B AZL Fusion Moderate RVST VP Moderate 4 AS XC6-FIX(ED) American Funds IS Growth-Income 2 American Funds IS Growth 2 AS APEX2-FIX(ED) American Funds IS Growth 2 SC Ibbotson Balanced Service LVIP Delaware Bond Svc Thrivent Ser Moderate Allocation PIMCO VIT Total Return Admin AS AP3-FIX(ED) Transamerica Asset Allc Mod Gr VP SC Transamerica Asset Allc Mod Gr VP SC JHT Lifestyle Growth Series II Fidelity VIP FundsManager 60% Inv SC Ibbotson Balanced Service American Funds IS Growth 2 AXA Moderate Growth Strategy IB Pacific Select Managed Bond Met Inv Ser Pioneer Strategic Inc A MetInv XTRA-FIX(ED) Sun PolCh3-FIX(ED) AXA Moderate Growth Strategy IB Pacific Select Managed Bond NWD Dstn B-FIX(ED) RVST VP Moderate 4 PIMCO VIT Total Return Adv NVIT Inv Dest Moderate 2 Hartford Total Return Bond HLS IA Met Invt Ser MetLife Balanced Strat B NYL Pre+Lvl-FIX(ED) JHT American Bond Trust Series III AST Capital Growth Asset Allocation No reported assets American Funds NVIT Asset Allocation II Sun PolPlt3-FIX(ED) MML Ser Inv Fund Growth Allocation Svc AST Capital Growth Asset Allocation AXA Moderate Growth Strategy IB PIMCO VIT Total Return Admin

14% 10% 12% 10% 46% 18% 8% 16% 17% 12% 39% 17% 18% 9% 12% 8% 9% 16% 39% 11% 11% 12% 37% 29% 100% 9% 17% 31% 11% 10% 17% 9% 25% 12% 20% 40% 35% 10% 14% 26% 23% 9% 13% n/a 12% 30% 12% 11% 31% 18%

GMAB Guaranteed Minimum Accumulation Benefit

CDSC Contingent Deferred Sales Charge

* Excludes 403(b) and other products sold primarily into group plans

MorningstarAdvisor.com 79


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Morningstar Advisor - October/November 2010

Table of Contents for the Digital Edition of Morningstar Advisor - October/November 2010

Morningstar Advisor - October/November 2010
Contents
New on MorningstarAdvisor.com
Contributors
Letter From the Editor
What estate-planning strategies are you and your clients doing before the end of the year?
Next Steps for ETFs
Investment Briefs
Taking It Personal
A Model Practice
Find the Right Fit
Will REITs Put You in the Penthouse?
Prepare for the Worst
Tips for Common Family Situations
Might Makes Right
Built to Last
Four Picks for the Present
Tactical Strategies Miss Their Mark
Time to Hop on the Commodities Bandwagon?
Retailers Balance Caution and Catalysts
In Search of … Recession Survivors
Turmoil-Tested Small-Cap Funds
Mutual Fund Analyst Picks
50 Most Popular ETFs
Undervalued Stocks With Wide Moats
VA Sales Rise in Second Quarter
The Third Rail
Morningstar Advisor - October/November 2010 - Intro
Morningstar Advisor - October/November 2010 - Morningstar Advisor - October/November 2010
Morningstar Advisor - October/November 2010 - Cover2
Morningstar Advisor - October/November 2010 - 1
Morningstar Advisor - October/November 2010 - 2
Morningstar Advisor - October/November 2010 - Contents
Morningstar Advisor - October/November 2010 - 4
Morningstar Advisor - October/November 2010 - 5
Morningstar Advisor - October/November 2010 - New on MorningstarAdvisor.com
Morningstar Advisor - October/November 2010 - 7
Morningstar Advisor - October/November 2010 - Contributors
Morningstar Advisor - October/November 2010 - Letter From the Editor
Morningstar Advisor - October/November 2010 - What estate-planning strategies are you and your clients doing before the end of the year?
Morningstar Advisor - October/November 2010 - 11
Morningstar Advisor - October/November 2010 - Next Steps for ETFs
Morningstar Advisor - October/November 2010 - 13
Morningstar Advisor - October/November 2010 - Investment Briefs
Morningstar Advisor - October/November 2010 - 15
Morningstar Advisor - October/November 2010 - 16
Morningstar Advisor - October/November 2010 - 17
Morningstar Advisor - October/November 2010 - Taking It Personal
Morningstar Advisor - October/November 2010 - 19
Morningstar Advisor - October/November 2010 - A Model Practice
Morningstar Advisor - October/November 2010 - 21
Morningstar Advisor - October/November 2010 - Find the Right Fit
Morningstar Advisor - October/November 2010 - 23
Morningstar Advisor - October/November 2010 - 24
Morningstar Advisor - October/November 2010 - 25
Morningstar Advisor - October/November 2010 - Will REITs Put You in the Penthouse?
Morningstar Advisor - October/November 2010 - 27
Morningstar Advisor - October/November 2010 - 28
Morningstar Advisor - October/November 2010 - 29
Morningstar Advisor - October/November 2010 - 30
Morningstar Advisor - October/November 2010 - 31
Morningstar Advisor - October/November 2010 - Prepare for the Worst
Morningstar Advisor - October/November 2010 - 33
Morningstar Advisor - October/November 2010 - 34
Morningstar Advisor - October/November 2010 - 35
Morningstar Advisor - October/November 2010 - Tips for Common Family Situations
Morningstar Advisor - October/November 2010 - 37
Morningstar Advisor - October/November 2010 - Might Makes Right
Morningstar Advisor - October/November 2010 - 39
Morningstar Advisor - October/November 2010 - 40
Morningstar Advisor - October/November 2010 - 41
Morningstar Advisor - October/November 2010 - 42
Morningstar Advisor - October/November 2010 - 43
Morningstar Advisor - October/November 2010 - 44
Morningstar Advisor - October/November 2010 - 45
Morningstar Advisor - October/November 2010 - Built to Last
Morningstar Advisor - October/November 2010 - 47
Morningstar Advisor - October/November 2010 - 48
Morningstar Advisor - October/November 2010 - 49
Morningstar Advisor - October/November 2010 - Four Picks for the Present
Morningstar Advisor - October/November 2010 - 51
Morningstar Advisor - October/November 2010 - Tactical Strategies Miss Their Mark
Morningstar Advisor - October/November 2010 - 53
Morningstar Advisor - October/November 2010 - 54
Morningstar Advisor - October/November 2010 - 55
Morningstar Advisor - October/November 2010 - 56
Morningstar Advisor - October/November 2010 - 57
Morningstar Advisor - October/November 2010 - Time to Hop on the Commodities Bandwagon?
Morningstar Advisor - October/November 2010 - 59
Morningstar Advisor - October/November 2010 - 60
Morningstar Advisor - October/November 2010 - Retailers Balance Caution and Catalysts
Morningstar Advisor - October/November 2010 - 62
Morningstar Advisor - October/November 2010 - 63
Morningstar Advisor - October/November 2010 - 64
Morningstar Advisor - October/November 2010 - 65
Morningstar Advisor - October/November 2010 - In Search of … Recession Survivors
Morningstar Advisor - October/November 2010 - 67
Morningstar Advisor - October/November 2010 - Turmoil-Tested Small-Cap Funds
Morningstar Advisor - October/November 2010 - 69
Morningstar Advisor - October/November 2010 - Mutual Fund Analyst Picks
Morningstar Advisor - October/November 2010 - 71
Morningstar Advisor - October/November 2010 - 72
Morningstar Advisor - October/November 2010 - 73
Morningstar Advisor - October/November 2010 - 50 Most Popular ETFs
Morningstar Advisor - October/November 2010 - 75
Morningstar Advisor - October/November 2010 - Undervalued Stocks With Wide Moats
Morningstar Advisor - October/November 2010 - 77
Morningstar Advisor - October/November 2010 - VA Sales Rise in Second Quarter
Morningstar Advisor - October/November 2010 - 79
Morningstar Advisor - October/November 2010 - The Third Rail
Morningstar Advisor - October/November 2010 - Cover3
Morningstar Advisor - October/November 2010 - Cover4
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