Morningstar Magazine - December/January 2017 - 3


December/January 2017

Dispatches

	

6	

	

7	

Contributors	
Letter From the Editor

		

Letter From the Board	

	

Improving the Experience for All Investors

8	

		
Phillips Curve

	

10	

	
	

12	

	

Emerging or Emerged?
Ivory Towers

Don't Believe the Retirement Defeatists

		
The Old Squirrel

	

16	

Uncle Sam Can Be Your Worst Enemy

		
Policy

	

18	

States Make Efforts to Expand Retirement Coverage

		
HelloWallet

	

23	

The Retirement Breach Problem

		
Behavior Gap

	

24	

The Best Referral Strategy

	

26	

Global Briefs

Spotlight

Revealing Its Promise
		
India is enticing, but investors should stick
		 with the fundamentals.
	

35	

	
	
	

40	

IT Firms Give India an ESG Boost

43	

Where Active Managers Beat Their Indexes
Robos Coming to India

46	

3



Table of Contents for the Digital Edition of Morningstar Magazine - December/January 2017

Contents
Morningstar Magazine - December/January 2017 - Cover1
Morningstar Magazine - December/January 2017 - Cover2
Morningstar Magazine - December/January 2017 - 1
Morningstar Magazine - December/January 2017 - 2
Morningstar Magazine - December/January 2017 - Contents
Morningstar Magazine - December/January 2017 - 4
Morningstar Magazine - December/January 2017 - 5
Morningstar Magazine - December/January 2017 - 6
Morningstar Magazine - December/January 2017 - 7
Morningstar Magazine - December/January 2017 - 8
Morningstar Magazine - December/January 2017 - 9
Morningstar Magazine - December/January 2017 - 10
Morningstar Magazine - December/January 2017 - 11
Morningstar Magazine - December/January 2017 - 12
Morningstar Magazine - December/January 2017 - 13
Morningstar Magazine - December/January 2017 - 14
Morningstar Magazine - December/January 2017 - 15
Morningstar Magazine - December/January 2017 - 16
Morningstar Magazine - December/January 2017 - 17
Morningstar Magazine - December/January 2017 - 18
Morningstar Magazine - December/January 2017 - 19
Morningstar Magazine - December/January 2017 - 20
Morningstar Magazine - December/January 2017 - 21
Morningstar Magazine - December/January 2017 - 22
Morningstar Magazine - December/January 2017 - 23
Morningstar Magazine - December/January 2017 - 24
Morningstar Magazine - December/January 2017 - 25
Morningstar Magazine - December/January 2017 - 26
Morningstar Magazine - December/January 2017 - 27
Morningstar Magazine - December/January 2017 - 28
Morningstar Magazine - December/January 2017 - 29
Morningstar Magazine - December/January 2017 - 30
Morningstar Magazine - December/January 2017 - 31
Morningstar Magazine - December/January 2017 - 32
Morningstar Magazine - December/January 2017 - 33
Morningstar Magazine - December/January 2017 - 34
Morningstar Magazine - December/January 2017 - 35
Morningstar Magazine - December/January 2017 - 36
Morningstar Magazine - December/January 2017 - 37
Morningstar Magazine - December/January 2017 - 38
Morningstar Magazine - December/January 2017 - 39
Morningstar Magazine - December/January 2017 - 40
Morningstar Magazine - December/January 2017 - 41
Morningstar Magazine - December/January 2017 - 42
Morningstar Magazine - December/January 2017 - 43
Morningstar Magazine - December/January 2017 - 44
Morningstar Magazine - December/January 2017 - 45
Morningstar Magazine - December/January 2017 - 46
Morningstar Magazine - December/January 2017 - 47
Morningstar Magazine - December/January 2017 - 48
Morningstar Magazine - December/January 2017 - 49
Morningstar Magazine - December/January 2017 - 50
Morningstar Magazine - December/January 2017 - 51
Morningstar Magazine - December/January 2017 - 52
Morningstar Magazine - December/January 2017 - 53
Morningstar Magazine - December/January 2017 - 54
Morningstar Magazine - December/January 2017 - 55
Morningstar Magazine - December/January 2017 - 56
Morningstar Magazine - December/January 2017 - 57
Morningstar Magazine - December/January 2017 - 58
Morningstar Magazine - December/January 2017 - 59
Morningstar Magazine - December/January 2017 - 60
Morningstar Magazine - December/January 2017 - 61
Morningstar Magazine - December/January 2017 - 62
Morningstar Magazine - December/January 2017 - 63
Morningstar Magazine - December/January 2017 - 64
Morningstar Magazine - December/January 2017 - 65
Morningstar Magazine - December/January 2017 - 66
Morningstar Magazine - December/January 2017 - 67
Morningstar Magazine - December/January 2017 - 68
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Morningstar Magazine - December/January 2017 - 73
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Morningstar Magazine - December/January 2017 - 76
Morningstar Magazine - December/January 2017 - 77
Morningstar Magazine - December/January 2017 - 78
Morningstar Magazine - December/January 2017 - 79
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Morningstar Magazine - December/January 2017 - 81
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Morningstar Magazine - December/January 2017 - 89
Morningstar Magazine - December/January 2017 - 90
Morningstar Magazine - December/January 2017 - 91
Morningstar Magazine - December/January 2017 - 92
Morningstar Magazine - December/January 2017 - 93
Morningstar Magazine - December/January 2017 - 94
Morningstar Magazine - December/January 2017 - 95
Morningstar Magazine - December/January 2017 - 96
Morningstar Magazine - December/January 2017 - Cover3
Morningstar Magazine - December/January 2017 - Cover4
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