Morningstar - Q3 2021 - 33

EXHIBIT 1
The Before... We created a typical portfolio not based on any ESG considerations, drawing from an investment lineup used by
Morningstar Manager Selection Services.
Portfolio
Funds
MFS Growth MFEIX
Fidelity 500 Index FXAIX
Dodge & Cox Stock DODGX
Vanguard Mid Cap Index VIMAX
MFS New Discovery MNDIX
DFA US Targeted Value DFFVX
American Funds International Growth and Income IGAIX
BlackRock Emerging Markets MKDCX
Principal Real Estate Securities PIREX
Western Asset Core Bond WATFX
DFA Inflation-Protected Securities DIPSX
Vanguard Treasury Money Market VUSXX
Total
Source: Morningstar Direct. Data as of 06/03/2021.
Weight (%)
Index
Fund
Morningstar
Rating Overall Morningstar Category
5.00 No QQQQ
7.00
Yes QQQQ
Morningstar
Analyst Rating
Morningstar
Quantitative
Rating
Large Growth „ -
10.50
1.00 No QQQQ
1.50 No QQQ
17.00 No QQQQ
Yes QQQQQ Large Blend Π-
9.00 No QQQQQ Large Value Π-
Mid-Cap Blend Π-
Small Growth „ -
Small Value „ -
Foreign Large Blend Π-
7.00 No QQQQQ Diversified Emerging Markets „ -
2.00 No QQQQQ Real Estate ´ -
33.00 No QQQQQ Intermediate Core Bond Π-
4.00 No QQQQQ Inflation-Protected Bond
3.00 No -
-
Money Market-Taxable - -
Prospectus
Adjusted Expense
Ratio (%)
0.62
0.02
0.52
0.05
1.03
0.33
0.55
0.83
0.91
0.46
0.11
0.09
0.43
EXHIBIT 2
Sustainability Profile of the Non-ESG Portfolio With no ESG mandate, these funds score low on most sustainability metrics.
Portfolio
Funds
MFS Growth MFEIX
Fidelity 500 Index FXAIX
Dodge & Cox Stock DODGX
Vanguard Mid Cap Index VIMAX
MFS New Discovery MNDIX
DFA US Targeted Value DFFVX
American Funds International Growth and Income IGAIX
BlackRock Emerging Markets MKDCX
Principal Real Estate Securities PIREX
Western Asset Core Bond WATFX
DFA Inflation-Protected Securities DIPSX
Vanguard Treasury Money Market VUSXX
Source: Morningstar Direct. Data as of 06/03/2021.
Weight (%)
Sustainable
Investment-
Overall
5.00 No
7.00 No
9.00 No
10.50 No
1.00 No
1.50 No
17.00 No
7.00 No
2.00 No
Morningstar
Sustainability
Rating
;;;
Morningstar ESG
Commitment
Level Strategy
Assessment
;;;; Basic
Low
;;;;
;;;; Low
;;;;
;;;
;;
;;
;;;
- No
No
Employs Exclusions
Low Carbon
Designation
Controversial
Weapons
No
No
No
No
- - No
- - No
- No
- No
- No
No
No
No
33.00 No - - - No
4.00 No - - - No
3.00 No - - - No
Small
Arms
Thermal
Coal
Tobacco
No No No
No No No
No No No
No No No
No No No
No No No
No No No
No No No
No No No
No No No
No No No
No No No
morningstar.com/lp/magazine
33
http://www.morningstar.com/lp/magazine

Morningstar - Q3 2021

Table of Contents for the Digital Edition of Morningstar - Q3 2021

Contents
Morningstar - Q3 2021 - Cover1
Morningstar - Q3 2021 - Cover2
Morningstar - Q3 2021 - 1
Morningstar - Q3 2021 - 2
Morningstar - Q3 2021 - Contents
Morningstar - Q3 2021 - 4
Morningstar - Q3 2021 - 5
Morningstar - Q3 2021 - 6
Morningstar - Q3 2021 - 7
Morningstar - Q3 2021 - 8
Morningstar - Q3 2021 - 9
Morningstar - Q3 2021 - 10
Morningstar - Q3 2021 - 11
Morningstar - Q3 2021 - 12
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Morningstar - Q3 2021 - 14
Morningstar - Q3 2021 - 15
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Morningstar - Q3 2021 - 22
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Morningstar - Q3 2021 - 24
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Morningstar - Q3 2021 - 30
Morningstar - Q3 2021 - 31
Morningstar - Q3 2021 - 32
Morningstar - Q3 2021 - 33
Morningstar - Q3 2021 - 34
Morningstar - Q3 2021 - 35
Morningstar - Q3 2021 - 36
Morningstar - Q3 2021 - 37
Morningstar - Q3 2021 - 38
Morningstar - Q3 2021 - 39
Morningstar - Q3 2021 - 40
Morningstar - Q3 2021 - 41
Morningstar - Q3 2021 - 42
Morningstar - Q3 2021 - 43
Morningstar - Q3 2021 - 44
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Morningstar - Q3 2021 - 46
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Morningstar - Q3 2021 - 48
Morningstar - Q3 2021 - 49
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Morningstar - Q3 2021 - 96
Morningstar - Q3 2021 - Cover3
Morningstar - Q3 2021 - Cover4
Morningstar - Q3 2021 - M1
Morningstar - Q3 2021 - M2
Morningstar - Q3 2021 - M3
Morningstar - Q3 2021 - M4
Morningstar - Q3 2021 - M5
Morningstar - Q3 2021 - M6
Morningstar - Q3 2021 - M7
Morningstar - Q3 2021 - M8
Morningstar - Q3 2021 - M9
Morningstar - Q3 2021 - M10
Morningstar - Q3 2021 - M11
Morningstar - Q3 2021 - M12
Morningstar - Q3 2021 - M13
Morningstar - Q3 2021 - M14
Morningstar - Q3 2021 - M15
Morningstar - Q3 2021 - M16
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