International Educator - November/December 2011 - S4

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EDUCATOR
H E A LT H & I N S U R A N C E S U P P L E M E N T

International

Risk Rating System for OSA Countries/Cities Michigan State University’s Office of Study Abroad
Health Insignificant No risks beyond that of normal travel (exposure to common viruses or injuries, such as cold/flu or slip-n-falls). Those with preexisting conditions face no foreseeable additional risks. Access to high-quality medical care is excellent in the vast majority of cities and towns, regardless of size. Excellent specialty care available in nearly all metropolitan areas. Emergency medical services prevalent countrywide. Minimal risks beyond that of normal travel, but slight increase in risk for travelers’ diarrhea, dehydration, exhaustion (can be due to travel distance or conditions). Some planning required for those with nonlife threatening preexisting conditions. Access to high-quality medical care is excellent. Excellent specialty care available in large metropolitan areas. Emergency medical services prevalent countrywide. Some risk beyond that of normal travel, contraction of travelers’ diarrhea likely. Environmental factors/rigors of travel may increase likelihood of catching a cold or the flu. Serious communicable diseases present in population (TB, HIV, Hepatitis, etc.). Contingency planning required for those with nonlife threatening or serious preexisting conditions. Access to high quality medical care is good in major metropolitan areas—varies in quality in other locations. High quality specialty care limited to largest metropolitan areas. Emergency medical services available in some locations, but speed and quality suspect. Safety Little to no crime, safe and sophisticated public transit, highly professional police force. National guard-type force standing ready for disaster response. Security Highly functional and stable government. Systematic adherence to rule of law. Supplies of gas, oil, electricity, water, etc., stable and constant. Civil unrest or public protests rare. Nonexistent or very limited political violence or acts of domestic or international terrorism.

Low

Low-level nonviolent theft crimes (e.g., pick-pocketing and purse snatchings or ATM “stick-ups”—no weapon) occur in select environments (e.g., isolated areas, late night, “bad” parts of town). Some drug-related violence in dangerous, urban areas. Public transit generally safe. Professional and trustworthy police force. National guard-type force or state military standing ready for disaster response. Low-level nonviolent theft crime common in most environments (including public areas in daylight hours). Public transit generally safe during daylight hours, but less so after dark. Taxis should not be taken by individuals traveling alone after dark. Occasional occurrences of serious crimes, such as assault/battery and robbery. Rare occurrences of more violent crime such as rape and home invasion. Some potential for express nonviolent, express kidnappings. Drug-related violence is commonplace in dangerous, urban areas, and sometimes spills over into other parts of town. Some threat of sophisticated financial crimes, such as identity theft, relationship deception, art/ antiquities fraud, and virtual kidnappings. Military standing ready for disaster response.

Peaceful public protests occur with occasional civil unrest resulting in minimal police action (to disperse crowd). Systematic adherence to rule of law, but occasional identification of corrupt departments or individuals. Supplies of gas, oil, electricity, water, etc., stable and constant. Occasional acts of domestic or international terrorism.

Medium

Some evidence of organized criminal activities though acts of domestic terrorism (though not usually involving foreigners). Functional system of rule of law, but frequent identification of corrupt departments or individuals. Supplies of gas, oil, electricity, water, etc., occasionally interrupted, especially during periods of peak usage. Occasional civil unrest or violent public protests, resulting in physical confrontation with authorities, etc. Domestic terrorism may be related to conflicts between indigenous groups and government. Country may experience some acts of domestic or international terrorism.
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INTERNATIONAL EDUCATOR 2 012 H E A LT H & I N S U R A N C E S U P P L E M E N T

Acknowledgment: The author wishes to acknowledge that this table was adapted for education abroad from a risk assessment tool created by Control Risks.

ments, such as an emergency medical aircraft, may be needed; these services should be secured prior to departure.

tion abroad offices is the Country Information Sheet produced by the U.S. Department of State. Also very helpful are country-specific, and sometimes city-specific, Crime and Safety Reports produced by the Overseas Security Advisory Council (OSAC), a division of the U.S. Department of State charged with helping the private sector obtain security information for its overseas operations. Other governments provide similar resources in English including Australia, Ireland, Canada, New Zealand, and the United Kingdom. Transportation is often a significant concern. In countries where the quality of public transportation is high, travel hubs such as bus, subway, or train stations can be hotspots for petty thieves, espe-

Safety Risks
Safety concerns may include risks associated with crime—especially crimes targeting victims by sex, sexual orientation/identity, and race or ethnicity—as well as crimes related to transportation risks. The prevalence of financial crimes such as credit card or ATM fraud, as well as identity theft, should also be noted. Fortunately, there are many resources that detail the prevalence of crime in other countries. The most common resource for North American educa-

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Table of Contents for the Digital Edition of International Educator - November/December 2011

International Educator - November/December 2011
Contents
From the Editors
In Brief
Cultivating Branch Campuses
India Opens Its Doors— Cautiously
A Quest to Enhance Quality Spurs Global Learning
Foreign Student Affairs
A View From Out Here
Forum
In Focus
Health and Insurance Supplement
Supplement: Danger Ahead!
Supplement: Their Baggage Goes, Too
Supplement: Directory of Insurance Providers, Services, and Products
International Educator - November/December 2011 - International Educator - November/December 2011
International Educator - November/December 2011 - Cover2
International Educator - November/December 2011 - Contents
International Educator - November/December 2011 - From the Editors
International Educator - November/December 2011 - 3
International Educator - November/December 2011 - In Brief
International Educator - November/December 2011 - 5
International Educator - November/December 2011 - 6
International Educator - November/December 2011 - 7
International Educator - November/December 2011 - 8
International Educator - November/December 2011 - 9
International Educator - November/December 2011 - 10
International Educator - November/December 2011 - 11
International Educator - November/December 2011 - 12
International Educator - November/December 2011 - 13
International Educator - November/December 2011 - 14
International Educator - November/December 2011 - 15
International Educator - November/December 2011 - 16
International Educator - November/December 2011 - 17
International Educator - November/December 2011 - Cultivating Branch Campuses
International Educator - November/December 2011 - 19
International Educator - November/December 2011 - 20
International Educator - November/December 2011 - 21
International Educator - November/December 2011 - 22
International Educator - November/December 2011 - 23
International Educator - November/December 2011 - 24
International Educator - November/December 2011 - 25
International Educator - November/December 2011 - 26
International Educator - November/December 2011 - 27
International Educator - November/December 2011 - India Opens Its Doors— Cautiously
International Educator - November/December 2011 - 29
International Educator - November/December 2011 - 30
International Educator - November/December 2011 - 31
International Educator - November/December 2011 - 32
International Educator - November/December 2011 - 33
International Educator - November/December 2011 - 34
International Educator - November/December 2011 - 35
International Educator - November/December 2011 - 36
International Educator - November/December 2011 - 37
International Educator - November/December 2011 - A Quest to Enhance Quality Spurs Global Learning
International Educator - November/December 2011 - 39
International Educator - November/December 2011 - 40
International Educator - November/December 2011 - 41
International Educator - November/December 2011 - 42
International Educator - November/December 2011 - 43
International Educator - November/December 2011 - 44
International Educator - November/December 2011 - 45
International Educator - November/December 2011 - Foreign Student Affairs
International Educator - November/December 2011 - 47
International Educator - November/December 2011 - 48
International Educator - November/December 2011 - 49
International Educator - November/December 2011 - A View From Out Here
International Educator - November/December 2011 - 51
International Educator - November/December 2011 - Forum
International Educator - November/December 2011 - 53
International Educator - November/December 2011 - 54
International Educator - November/December 2011 - 55
International Educator - November/December 2011 - In Focus
International Educator - November/December 2011 - Cover3
International Educator - November/December 2011 - Cover4
International Educator - November/December 2011 - Health and Insurance Supplement
International Educator - November/December 2011 - SCover2
International Educator - November/December 2011 - Supplement: Danger Ahead!
International Educator - November/December 2011 - S2
International Educator - November/December 2011 - S3
International Educator - November/December 2011 - S4
International Educator - November/December 2011 - S5
International Educator - November/December 2011 - S6
International Educator - November/December 2011 - S7
International Educator - November/December 2011 - S8
International Educator - November/December 2011 - S9
International Educator - November/December 2011 - S10
International Educator - November/December 2011 - Supplement: Their Baggage Goes, Too
International Educator - November/December 2011 - S12
International Educator - November/December 2011 - S13
International Educator - November/December 2011 - S14
International Educator - November/December 2011 - S15
International Educator - November/December 2011 - S16
International Educator - November/December 2011 - Supplement: Directory of Insurance Providers, Services, and Products
International Educator - November/December 2011 - S18
International Educator - November/December 2011 - S19
International Educator - November/December 2011 - S20
International Educator - November/December 2011 - S21
International Educator - November/December 2011 - S22
International Educator - November/December 2011 - S23
International Educator - November/December 2011 - S24
International Educator - November/December 2011 - SCover3
International Educator - November/December 2011 - SCover4
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