Pulse - October 2024 - 9

A survey from NerdWallet indicates
that even more pets may be insured than
those numbers show. Of the two-thirds of
Americans who are reportedly pet owners,
24% surveyed said they have pet insurance,
according to a survey commissioned by
NerdWallet and conducted online by The
Harris Poll among 1,366 pet owners.
Nationwide
Despite all the reported growth, the biggest
name in the business is drastically cutting
back on its number of policyholders.
Nationwide Pet, the leading pet insurer in
the U.S., announced in May it is dropping
roughly 100,000 policies. The carrier said
the reduction would help maintain longterm
profitability. It also cited inflation as a
reason for the move.
" Inflation in the cost of veterinary
care and other factors have led to recent
underwriting changes and the withdrawal
of some products in some states-difficult
actions that are necessary to ensure
a financially sustainable future for our pet
insurance line of business, " Nationwide Pet
wrote in a statement.
The carrier, which insures more than
PULSE
OCTOBER 2024
1 million pets, said it has paid for claims
amounting to " billions of dollars over the
past four decades. "
Nationwide Pet spokespersons did not
return queries seeking comment for this article.
Pet owner Yvonne Thornton, who lives in
Surfside Beach, South Carolina, was insured
by Nationwide Pet for more than 20 years
between two dogs, taking policies for unlimited
whole wellness and major medical.
On Aug. 14, the carrier canceled the
policy on her standard poodle, a service dog
that now has a preexisting hepatic condition
that had previously been covered. Her premium
at the time was $178 per month.
" I was told it was due to inflation and vet
costs, " Thornton said. " I was willing to pay
a bigger premium, but the [carrier representative
on the phone] said it would be about
$2,500 a month, which is outrageous. I now
have to pay for all her medications, vitamins,
specialists. I have to do what is necessary
to keep my girl healthy and happy, even it
means to go into debt. "
Thornton is in the process of switching
insurers, but said she is waiting to see if the
company will cover the dog's preexisting
conditions.
'The U.S. is, for
many reasons,
one of the most
complex regulatory
environments for pet
insurance worldwide.
Insurance regulation is
different in each state,
so a pet insurance
company's coverage
will vary in every
single state according
to those laws.'
9

Pulse - October 2024

Table of Contents for the Digital Edition of Pulse - October 2024

Chapter Meetings & Calendar
President’s Perspective
Pulsepoints
SCVMA Profile
FEATURE STORY
Practical Pathology
UC Davis Update
Updates
Tools for Success
Industry Insights
Resources
Disease Table
From the SCVMA Office
Pulse - October 2024 - Cover1
Pulse - October 2024 - Cover2
Pulse - October 2024 - Chapter Meetings & Calendar
Pulse - October 2024 - 2
Pulse - October 2024 - President’s Perspective
Pulse - October 2024 - Pulsepoints
Pulse - October 2024 - 5
Pulse - October 2024 - SCVMA Profile
Pulse - October 2024 - 7
Pulse - October 2024 - FEATURE STORY
Pulse - October 2024 - 9
Pulse - October 2024 - 10
Pulse - October 2024 - 11
Pulse - October 2024 - 12
Pulse - October 2024 - Practical Pathology
Pulse - October 2024 - UC Davis Update
Pulse - October 2024 - Updates
Pulse - October 2024 - 16
Pulse - October 2024 - Tools for Success
Pulse - October 2024 - 18
Pulse - October 2024 - Industry Insights
Pulse - October 2024 - 20
Pulse - October 2024 - Resources
Pulse - October 2024 - Disease Table
Pulse - October 2024 - 23
Pulse - October 2024 - 24
Pulse - October 2024 - 25
Pulse - October 2024 - 26
Pulse - October 2024 - 27
Pulse - October 2024 - 28
Pulse - October 2024 - 29
Pulse - October 2024 - 30
Pulse - October 2024 - 31
Pulse - October 2024 - 32
Pulse - October 2024 - 33
Pulse - October 2024 - 34
Pulse - October 2024 - 35
Pulse - October 2024 - 36
Pulse - October 2024 - 37
Pulse - October 2024 - 38
Pulse - October 2024 - 39
Pulse - October 2024 - From the SCVMA Office
Pulse - October 2024 - Cover3
Pulse - October 2024 - Cover4
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