Viking Magazine - March 2019 - 10

Finance
In 2017, the
average cost of
a wedding
was $33,391, with
high spenders-those
spending an average
of $60,000 or more
on their weddings-
spending an average
of $105,130 on
their wedding day.
Source: The Knot 2017 Real
Weddings Study
Most of the premium dollars that you
pay for a permanent policy go toward
maintaining the contract, especially
in the early years. But those dollars
begin accumulating cash value that you
eventually can tap into. The money
grows in several ways: through your
continued premium payments, through
earnings on the cash value, and through
dividends paid to you by the insurer.
The growth is tax deferred.
A policy that you've held for 20 or
more years can have substantial cash
value. But it's an asset that's easy to
overlook when surprise expenses
come up.
Big Expenses Ahead
Be financially prepared for life's big moments and surprises.
S
ometimes life can throw you a financial curveball: a career change that calls for more
education, caregiving costs you didn't expect, home repairs, maybe a wedding you
want to contribute to or a grandchild with college debts who you'd like to help out.
There are many ways to set aside savings for big-ticket expenses and just-in-case
scenarios. One pot of savings that you may already have been funding for years is your life
insurance, such as a whole life contract, that accumulates cash value. A little planning and
saving now will make these potentially unexpected events much easier to handle when
they come your way.
Building Cash Value
People own whole life and other kinds of permanent insurance for a range of
reasons. One of the main reasons is in the name: the coverage is permanent for
the lifetime of the policyholder, it doesn't expire at the end of a specified term.
10 VIKING MARCH 2019 sonsofnorway.com
Happy Occasions, Big Bills
Take that wedding, for example. It's
one of the happiest surprises to pop up
in many families.
The average cost of a wedding in
the U.S. is now $33,391, according
to a survey by The Knot. No one
should feel obligated to spend that
much-the celebration can be joyous
and meaningful for much less. But even
For a complimentary consultation with
your Sons of Norway Financial Benefits
Counselor, visit sonsofnorway.com.

http://www.sonsofnorway.com http://www.sonsofnorway.com

Viking Magazine - March 2019

Table of Contents for the Digital Edition of Viking Magazine - March 2019

Contents
Viking Magazine - March 2019 - Cover1
Viking Magazine - March 2019 - Cover2
Viking Magazine - March 2019 - Contents
Viking Magazine - March 2019 - 4
Viking Magazine - March 2019 - 5
Viking Magazine - March 2019 - 6
Viking Magazine - March 2019 - 7
Viking Magazine - March 2019 - 8
Viking Magazine - March 2019 - 9
Viking Magazine - March 2019 - 10
Viking Magazine - March 2019 - 11
Viking Magazine - March 2019 - 12
Viking Magazine - March 2019 - 13
Viking Magazine - March 2019 - 14
Viking Magazine - March 2019 - 15
Viking Magazine - March 2019 - 16
Viking Magazine - March 2019 - 17
Viking Magazine - March 2019 - 18
Viking Magazine - March 2019 - 19
Viking Magazine - March 2019 - 20
Viking Magazine - March 2019 - 21
Viking Magazine - March 2019 - 22
Viking Magazine - March 2019 - 23
Viking Magazine - March 2019 - 24
Viking Magazine - March 2019 - 25
Viking Magazine - March 2019 - 26
Viking Magazine - March 2019 - 27
Viking Magazine - March 2019 - 28
Viking Magazine - March 2019 - 29
Viking Magazine - March 2019 - 30
Viking Magazine - March 2019 - 31
Viking Magazine - March 2019 - 32
Viking Magazine - March 2019 - 33
Viking Magazine - March 2019 - 34
Viking Magazine - March 2019 - 35
Viking Magazine - March 2019 - 36
Viking Magazine - March 2019 - 37
Viking Magazine - March 2019 - 38
Viking Magazine - March 2019 - Cover3
Viking Magazine - March 2019 - Cover4
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