Council on Aging Answers 2015 - 49

COUNCIL ON AGING - ORANGE COUNTY

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a "buddy" system, where one called the other every
day for a week to ask if that person had taken his/her
medicine. In the following week, they reversed roles.
The high cost of medicine prevents some people
from being compliant. If your income is low and you
have no insurance for prescription drug coverage, or
if you are in Medicare's coverage gap also known as
the "donut hole," many drug companies provide free
or low cost prescription drugs through what is known
as Patient Assistance Programs (PAP). Ask your
health care provider or pharmacy for assistance with
these programs.
You may also call the Council on Aging Orange
County and ask for HICAP, the Health Insurance
Counseling and Advocacy Program at (714) 5600424. HICAP counselors can research PAP information and provide suggestions for saving money on
drug costs. In addition, HICAP screens low income
clients with few assets for the Limited Income Supplement program. This program limits the cost of Part
D premiums and copays, cuts down the cost of the
Council On Aging-Orange County | 714-479-0107 | www.coaoc.org

coverage gap and allows the beneficiary to change
to a different insurance plan. HICAP's services are
provided at no charge through the California Department of Aging.
If your prescribed medication is not covered on the
insurance plan's drug formulary (the list of covered
medications), ask your health care provider to work
with your pharmacy to file an "exception." If the insurance company approves the exception, the drug
will then be covered. In some cases, the prescriber
can also change the drug to one covered by the insurance company's formulary.
Every effort should be made to comply with the
instructions for your prescribed medications. If you
have concerns about your medicines or you feel side
effects from the medicine, contact your prescriber
and discuss your concerns or the side effects. There
may be good reason for you not to continue with your
prescribed medication. However, always communicate with your health care provider before making
any changes.
Answers Guide 2015

49



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Council on Aging Answers 2015

Table of Contents for the Digital Edition of Council on Aging Answers 2015

Contents
Council on Aging Answers 2015 - Intro
Council on Aging Answers 2015 - Cover1
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