Council on Aging Senior Guide 2011 - 127

2011 MEDICARE DRUG PLAN (PDP) COMPARISON CHART 
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                   

Insurance

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Continued from previous page coverage, your COBRA coverage will usually end. However, if you already have Medicare and later become eligible for COBRA, you can have both Medicare and COBRA coverage together. Medicare will be your primary payer (paying first) and COBRA will be your secondary payer. Note: If you delayed enrollment in Medicare Part B when you first became eligible for Medicare because you had employer coverage, you should sign up for Part B when your employment ends, even if you elect COBRA coverage. You have 8 months, starting the month after your employer coverage or employment ends, whichever is earlier, to sign up for Part B. (Employer coverage does not include COBRA coverage.) If you sign up after the 8 months, you may have to pay the late enrollment penalty. Under CalCOBRA, you cannot have both Medicare and CalCOBRA coverage, regardless of when you qualify for Medicare. For more information, see our fact sheet “Other Health Insurance Coverage with Medicare.” 4. TriCare For Life (TFL) TriCare is a program that provides health care coverage to all uniformed service retirees, their spouses, survivors, and other qualified dependents. TriCare for Life (TFL) is the program for TriCare members who become eligible for Medicare. When a TriCare member becomes eligible for Medicare, he/she must enroll in Medicare Parts A and B, and TFL acts as the supplemental medical
Senior Guide Orange County

coverage and provides creditable prescription drug coverage. There are no additional premiums or copayments other than the Part B Medicare premium for Medicare- and TFL-covered services. For more information, see our fact sheet “People with Medicare and TriCare for Life.” You can also call TFL at 1-800-538-9552 or 1-866363-5433, or visit the website at tricare.osd.mil./tfl/default.cfm. 5. Veterans Affairs (VA) Benefits Veterans of any age, except for those who have been dishonorably discharged, may apply for health care called the Medical Benefits Package at the Department of Veterans Affairs. There are no premiums, and the VA provides hospitalization, primary health care, diagnostic and laboratory services, mental health and substance abuse treatment, home health care, respite care, hospice care, some urgent and limited services outside VA facilities, and prescription drugs. The VA may also provide nursing home care, adult day health care, dental care, and eyeglasses. The VA encourages enrolled veterans to retain any other health insurance they may have, including Medicare. Veterans may use other health care coverage in addition to their VA health care benefits. The VA Medical Benefits Package and Medicare are independent programs and do not coordinate. To enroll in the Medical Benefits Package, apply at any VA health care facility or veterans’ benefit office, or mail in a completed application form. For more information, see our fact sheet “Medicare and Veterans Continues, page 130
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Council on Aging Senior Guide 2011

Table of Contents for the Digital Edition of Council on Aging Senior Guide 2011
