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What is Medicare?
n California Health Advocates Medicare is a federal health insurance program that covers: n Most people age 65 and older n Certain people younger than 65 with disabilities n People with amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig’s disease n People with end-stage renal disease (ESRD), permanent kidney failure requiring dialysis or transplant

COUNCIL ON AGING ORANGE COUNTY

Medicare is Divided into 4 Parts n Part A – Hospital Insurance: Covers most inpatient hospital care, certain inpatient skilled nursing facility (SNF) care, certain home health care and certain hospice care. n Part B – Medical Insurance: Covers a portion of outpatient medical services such as doctors’ services, outpatient hospital care, laboratory tests, outpatient physical and speech therapy, certain home health care, certain ambulance services, and

certain medical equipment and supplies. n Part C – Medicare Advantage: Allows you to enroll in and receive Medicare benefits through private health insurance plans. n Part D – Prescription Drug Coverage: Provides prescription drug coverage through private drug plans. Note: Medicare does not cover all medical services. It also does not pay 100% of certain covered services.

HICAP & Medicare Part D
Low Income? A Program to Lower Your Drug Costs
By Lisbeth Roberts, HICAP Program Director The Medicare Part D Prescription Drug Benefit provides much needed medication coverage to over 29 million Medicare beneficiaries nationwide. Unfortunately, due to the costs associated __ with Part D coverage, many limited income seniors continue to find drugs unaffordable. _ Help is available to those facing ____ financial hardship through the Low Income Subsidy program, which helps with Part D costs. The application process is managed by Social Security and eligibility for the program is based on income and resources. The limits are: Limits to qualify: Income Individual $1,396 Couple $1,914 Savings $13,070 $26,120
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Surprising Statistics
Over 10 million Medicare enrollees are receiving the Low Income Subsidy.* Over 2 million seniors nationwide are eligible but not receiving the Low Income Subsidy.* 3.6 million Medicare beneficiaries in the donut hole saved $2.1 billion on prescription drugs in 2011**. The HICAP team from the Council on Aging—Orange County, helped 310 Medicare beneficiaries save over $1.2M in prescription drug costs during the 2011-2012 fiscal year.

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The Council on Aging—Orange County HICAP Program, in partnership with the National Council on Aging, ____ helps individuals to apply for the assistance. For more information or to apply for Low Income Subsidy, please contact HICAP at: 1-800-434-0222 to speak to a Low Income Subsidy Specialist.
09-17-12© Council on Aging-Orange County Senior Guide OC 2013

* Information can be found at the Kaiser Family Foundation website. **Fact Sheet, 2/2/12, CMS.gov

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Senior Guide OC 2013

COUNCIL ON AGING-ORANGE COUNTY (COAOC) IS A 501 (C) 3 NONPROFIT CORPORATION. and Disability FREE OF COST, WE MUST SELL ADVERTISING|SPACE. WHILE WE APPRECIATE THE PAID LISTINGS IN THE GUIDE, THEIR Aging TO DISTRIBUTE THE GUIDE Resource Connection 800-510-2020 | www.adrcoc.org INCLUSION DOES NOT IMPLY A RECOMMENDATION OR ENDORSEMENT OF PRODUCTS OR SERVICE BY COAOC. ALWAYS BE A VIGILANT CONSUMER. VERIFY INFORMATION AND SEEK REFERENCES WHERE APPROPRIATE.


http://www.CMS.gov

Council on Aging Senior Guide 2013

Table of Contents for the Digital Edition of Council on Aging Senior Guide 2013

Council on Aging Senior Guide 2013
Contents
Healthcare & Caregiving
Business Listings
Non-Profit Listings
Housing Alternatives
Business Listings
Non-Profit Listings
Finance & Legal
Business Listings
Non-Profit Listings
Insurance
Business Listings
Non-Profit Listings
Community Resources
Business Listings
Non-Profit Listings
Entertainment, Recreation & Personal Services
Business Listings
Non-Profit Listings
Facilities Listings
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