Independent Banker - August 2018 - 13
News in brief
History Lesson
Advantage ICBA
ICBA helps community banks thrive.
Members benefit from:
Q Dedicated community bank advocacy
in Washington
Q Community Banker University
Q helpful compliance resources
Q expert products and services
Q much more.
Want a refresher on all that ICBA can do for
your community bank? Visit icba.org/about/
member-benefits/for-community-banks
Migration to .BANK now even easier
Created with ICBA's help, the .BANK domain
off ers protection against phishing, spoofi ng
and other cyberattacks that lead to breaches. It
also empowers community banks to use online
communications to enhance relationships.
With the new RAMP program off ered through
ICBA's partner EnCirca, your community
bank can have .BANK requirements set
up aff ordably in four weeks. Learn more
at new.encirca.com/bank-ramp
Fintech through the decades
Twenty-five years ago, financial services coined a new term
to describe a revolution.
The digitization of financial
services is on a growth curve
that seems unstoppable.
Consumers have a
continuously increasing
appetite for payment
apps, mobile wallets,
using smartphones for
mobile banking and even
cryptocurrency. Someday,
perhaps very soon, " fintech "
will be an obsolete term,
since it simply will be the way all financial transactions are
made. In the meantime, here's a brief history of highlights in
fintech's existence.
1967: John Shepherd-Barron creates the first automatic teller
machine (ATM) and sells the idea to Barclays Bank, which
initially dubs it the " robot cashier. " Fun fact: Barron initially
used a six-digit passcode, but his wife could only remember
four digits, so he changed it.
1993: " Financial technology " is coined as a term when Citicorp
establishes the Financial Services Technology Consortium.
1998: The company now known as PayPal is founded in
Palo Alto, Calif.
Main Street Matters blog
Good Reads
From celebrations of ICBA
member bank milestones
to expert perspectives on community
banking issues, ICBA's Main Street Matters
blog is your digital water cooler for all things
community banking. Look for contributions
from Rebeca Romero Rainey, Kevin Tweddle,
Tina Giorgio and other ICBA staff .
icba.org/mainstreetmatters
2009: Satoshi Nakamoto creates the peer-to-peer electronic
cash system-otherwise known as cryptocurrency-
called bitcoin.
2014: Apple Pay, the digital wallet and mobile payment
system, is launched.
2015: This year, more people use mobile banking instead of
visiting a physical bank branch.
2016: The first fintech degree program is launched in
Germany at the Frankfurt School of Finance & Management.
-Julie Kendrick
independentbanker.org Q 13
http://www.icba.org/about/
http://new.encirca.com/bank-ramp
http://www.icba.org/mainstreetmatters
http://www.independentbanker.org
Independent Banker - August 2018
Table of Contents for the Digital Edition of Independent Banker - August 2018
Table of Contents
Independent Banker - August 2018 - Intro
Independent Banker - August 2018 - Cover1
Independent Banker - August 2018 - Cover2
Independent Banker - August 2018 - Table of Contents
Independent Banker - August 2018 - 2
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Independent Banker - August 2018 - Cover3
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https://www.nxtbook.com/mspc/independentbanker/may2024
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https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
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https://www.nxtbook.com/mspc/independentbanker/december2022
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https://www.nxtbook.com/mspc/independentbanker/december2021
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https://www.nxtbook.com/mspc/independentbanker/december2020
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